BSE:539692

Stock Analysis Report

Interactive Financial Services

Executive Summary

Interactive Financial Services Limited operates as a specialized retail financing company.

Snowflake

Fundamentals

Adequate balance sheet with weak fundamentals.

Risks

  • Interactive Financial Services has significant price volatility in the past 3 months.
  • No data on Interactive Financial Services's last earnings update.
  • Interactive Financial Services is not covered by any analysts.
  • No market cap data available for Interactive Financial Services.

Share Price & News

How has Interactive Financial Services's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-2.3%

BSE:539692

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

-38.5%

BSE:539692

-3.2%

IN Consumer Finance

-14.7%

IN Market

539692 underperformed the Consumer Finance industry which returned -3.1% over the past year.

539692 underperformed the Market in India which returned -14.6% over the past year.


Share holder returns

539692IndustryMarket
7 Day-2.3%-3.6%-2.1%
30 Day-20.0%1.9%-3.9%
90 Day-51.6%-10.2%-10.1%
1 Year-38.5%-38.5%-2.5%-3.2%-12.9%-14.7%
3 Year-41.7%-41.7%59.3%56.0%17.7%11.5%
5 Yearn/a233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Interactive Financial Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Interactive Financial Services undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Interactive Financial Services is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Interactive Financial Services has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

Future Growth

How is Interactive Financial Services expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Interactive Financial Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Interactive Financial Services performed over the past 5 years?

0.2%

Historical Diversified Financials annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Interactive Financial Services has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Interactive Financial Services's financial position?


In this section we usually analyse Interactive Financial Services's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Interactive Financial Services has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of 539692’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. Interactive Financial Services's cash and debt levels may be found in its annual reports archived here.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Interactive Financial Services's financial data was last updated here.
  • Explore more healthy companies in the Diversified Financials industry.

Dividend

What is Interactive Financial Services's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Interactive Financial Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Interactive Financial Services's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Interactive Financial Services has not reported any payouts.

Unable to verify if Interactive Financial Services's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Interactive Financial Services has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Interactive Financial Services's salary, the management and board of directors tenure and is there insider trading?

2.8yrs

Average board tenure


CEO

Udayan Mandavia (57yo)

0.0yrs

Tenure

₹1,346,400

Compensation

Mr. Udayan K. Mandavia, MS is Co-Founder of Interactive Financial Services Limited and has been its Chairman since January 05, 2017. Mr. Mandavia serves as Chairman, Chief Executive Officer and President a ...


Board Age and Tenure

2.8yrs

Average Tenure

56yo

Average Age

The average tenure for the Interactive Financial Services board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Udayan Mandavia (57yo)

    Co-Founder

    • Tenure: 0.0yrs
    • Compensation: ₹1.35m
  • Hitesh Joshi

    Chief Financial Officer

    • Tenure: 4.2yrs
    • Compensation: ₹877.40k
  • Shraddha Parikh (30yo)

    Company Secretary & Compliance Officer

    • Tenure: 0.6yrs
    • Compensation: ₹123.71k

Board Members

  • Udayan Mandavia (57yo)

    Co-Founder

    • Tenure: 0.0yrs
    • Compensation: ₹1.35m
  • Sejalben Mandavia (55yo)

    Non-Executive Director

    • Tenure: 3.9yrs
  • Kishor Vekariya (57yo)

    Independent Director

    • Tenure: 2.8yrs
  • Saurabh Gandgadia (49yo)

    Independent Director

    • Tenure: 2.8yrs

Company Information

Interactive Financial Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Interactive Financial Services Limited
  • Ticker: 539692
  • Exchange: BSE
  • Founded: 1994
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹0
  • Shares outstanding: 0
  • Website: https://ifinservices.com

Location

  • Interactive Financial Services Limited
  • 4 Saujanya Raw House
  • Near Darpan Six Roads
  • Ahmedabad
  • Gujarat
  • 380009
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
539692BSE (Mumbai Stock Exchange)YesINR10ININRMar 2016

Biography

Interactive Financial Services Limited operates as a specialized retail financing company. It focuses on providing loans and financial services to lower and middle income groups spread across urban, semi u ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:56
End of Day Share Price2019/08/19 00:00
EarningsN/A
Annual EarningsN/A


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.