BSE:538180

Stock Analysis Report

Gold Line International Finvest

Executive Summary

Gold Line International Finvest Limited provides investment advisory services in India and internationally.


Snowflake Analysis

Overvalued with worrying balance sheet.

Share Price & News

How has Gold Line International Finvest's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 538180's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-13.6%

538180

-4.8%

IN Capital Markets

-3.9%

IN Market


1 Year Return

-97.3%

538180

9.5%

IN Capital Markets

4.5%

IN Market

Return vs Industry: 538180 underperformed the Indian Capital Markets industry which returned 10.7% over the past year.

Return vs Market: 538180 underperformed the Indian Market which returned 5.2% over the past year.


Shareholder returns

538180IndustryMarket
7 Day-13.6%-4.8%-3.9%
30 Day-50.0%-0.3%-3.9%
90 Day-64.8%8.1%-2.1%
1 Year-97.3%-97.3%11.2%9.5%6.4%4.5%
3 Year-98.8%-98.8%-5.2%-8.9%19.4%12.8%
5 Year-99.6%-99.6%13.2%5.9%28.2%16.6%

Price Volatility Vs. Market

How volatile is Gold Line International Finvest's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Gold Line International Finvest undervalued compared to its fair value and its price relative to the market?

296.88x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 538180's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 538180's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 538180 is unprofitable, so we can't compare its PE Ratio to the Capital Markets industry average.

PE vs Market: 538180 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 538180's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 538180 is good value based on its PB Ratio (0.2x) compared to the IN Capital Markets industry average (0.5x).


Next Steps

Future Growth

How is Gold Line International Finvest forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

22.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Gold Line International Finvest has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Gold Line International Finvest performed over the past 5 years?

-63.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 538180 is currently unprofitable.

Growing Profit Margin: 538180 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 538180 is unprofitable, and losses have increased over the past 5 years at a rate of -63.8% per year.

Accelerating Growth: Unable to compare 538180's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 538180 is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (-5.6%).


Return on Equity

High ROE: 538180 has a negative Return on Equity (-0.64%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Gold Line International Finvest's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: 538180 has a low level of unsold assets or inventory.

Debt Coverage by Assets: 538180's debt is covered by short term assets (assets are 186.6x debt).


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: 538180 has been profitable on average in the past, therefore cash runway is not a concern.

Forecast Cash Runway: Insufficient data to determine if 538180 has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Financial Institutions Analysis

Asset Level: 538180's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if 538180 has a sufficient allowance for bad loans.

Low Risk Liabilities: 538180 reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if 538180 has an acceptable proportion of non-loan assets held.

Low Risk Deposits: 538180 has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if 538180 has an appropriate level of bad loans.


Next Steps

Dividend

What is Gold Line International Finvest's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%0.6%markettop25%2.7%industryaverage1.7%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate 538180's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 538180's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 538180's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 538180's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 538180's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.5yrs

Average board tenure


CEO

Promod Panda (33yo)

1.1yrs

Tenure

0

Mr. Promod Panda serves as Chief Financial Officer and Whole Time Director at Gold Line International Finvest Limited since January 1, 2019. He had been a Non-Executive and Non-Independent at Goldline Inte ...


Board Members

NamePositionTenureCompensationOwnership
Promod Panda
CFO & Whole Time Director1.1yrsno datano data
Ashish Kumar
Non-Executive & Independent Director4.9yrsno datano data
Arun Das
Non-Executive & Independent Director3yrsno datano data
Nidhi Kachhap
Non-Executive & Non Independent Director1.9yrsno datano data

3.5yrs

Average Tenure

29.5yo

Average Age

Experienced Board: 538180's board of directors are considered experienced (3.5 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Gold Line International Finvest Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Gold Line International Finvest Limited
  • Ticker: 538180
  • Exchange: BSE
  • Founded: 1992
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: ₹98.983m
  • Shares outstanding: 520.97m
  • Website: https://www.goldlineinternationalltd.com

Number of Employees


Location

  • Gold Line International Finvest Limited
  • Sikka Complex
  • 204, 2nd Floor
  • Delhi
  • Delhi
  • 110092
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
538180BSE (Mumbai Stock Exchange)YesEquity SharesININRApr 2014
538180BSE (Mumbai Stock Exchange)INR1ININROct 2016

Biography

Gold Line International Finvest Limited provides investment advisory services in India and internationally. The company also undertakes money market operations and treasury management activities, as well as acts as an administrator for various investment trusts. In addition, it buys, acquires, holds, and sells shares, debentures, bonds, stock, units, etc.; and provides various financial solutions, including margin funding, corporate and personal loans, shares and securities trading, working capital loans, trade financing, and bills discounting solutions, as well as advancing loans against listed shares, securities, and properties. Further, the company manages investment pools, shares syndicate, stocks, securities, and public issues; and acts as an issue house, registrar and share transfer agents, secretaries, and financial advisers for financial matters. It primarily serves commercial, industrial, and financial communities. The company was formerly known as Good-Enough Securities Limited and changed its name to Gold Line International Finvest Limited in November 1995. Gold Line International Finvest Limited was incorporated in 1992 and is based in Delhi, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/27 13:01
End of Day Share Price2020/02/27 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.