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5330

Bengal & AssamBSE:533095 Stock Report

Market Cap

₹27.0b

7D

1.4%

1Y

86.4%

Updated

24 Sep, 2021

Data

Company Financials
533095 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance5/6
Financial Health2/6
Dividends2/6

533095 Overview

Bengal & Assam Company Limited operates as an investment company in India and internationally.

Price History & Performance

Summary of all time highs, changes and price drops for Bengal & Assam
Historical stock prices
Current Share Price₹2,388.90
52 Week High₹1,160.00
52 Week Low₹2,505.00
Beta0.67
1 Month Change24.86%
3 Month Change38.76%
1 Year Change86.42%
3 Year Change22.57%
5 Year Change117.09%
Change since IPO2,554.33%

Recent News & Updates

Shareholder Returns

533095IN Capital MarketsIN Market
7D1.4%-1.1%0.8%
1Y86.4%62.6%67.5%

Return vs Industry: 533095 exceeded the Indian Capital Markets industry which returned 65.2% over the past year.

Return vs Market: 533095 exceeded the Indian Market which returned 71.8% over the past year.

Price Volatility

Is 533095's price volatile compared to industry and market?
533095 volatility
533095 Beta0.67
Industry Beta0.79
Market Beta1

Stable Share Price: 533095 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: 533095's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19479Upendra Guptahttps://www.bengalassam.com

Bengal & Assam Company Limited operates as an investment company in India and internationally. The company invests in shares/securities/funding products. It is also involved in polymer, cotton yarn, dairy products, property rental, and other businesses.

Bengal & Assam Fundamentals Summary

How do Bengal & Assam's earnings and revenue compare to its market cap?
533095 fundamental statistics
Market Cap₹26.99b
Earnings (TTM)₹7.46b
Revenue (TTM)₹120.50b

3.6x

P/E Ratio

0.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
533095 income statement (TTM)
Revenue₹120.50b
Cost of Revenue₹70.97b
Gross Profit₹49.53b
Expenses₹42.06b
Earnings₹7.46b

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)660.52
Gross Margin41.10%
Net Profit Margin6.19%
Debt/Equity Ratio93.4%

How did 533095 perform over the long term?

See historical performance and comparison

Dividends

0.3%

Current Dividend Yield

1%

Payout Ratio

Valuation

Is Bengal & Assam undervalued compared to its fair value and its price relative to the market?

3.62x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 533095 (₹2388.9) is trading above our estimate of fair value (₹1098.73)

Significantly Below Fair Value: 533095 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 533095 is good value based on its PE Ratio (3.6x) compared to the Indian Capital Markets industry average (17.1x).

PE vs Market: 533095 is good value based on its PE Ratio (3.6x) compared to the Indian market (20.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 533095's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 533095 is good value based on its PB Ratio (0.7x) compared to the IN Capital Markets industry average (0.8x).


Future Growth

How is Bengal & Assam forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

12.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bengal & Assam has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Bengal & Assam performed over the past 5 years?

14.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 533095 has high quality earnings.

Growing Profit Margin: 533095's current net profit margins (6.2%) are higher than last year (2.8%).


Past Earnings Growth Analysis

Earnings Trend: 533095's earnings have grown by 14.5% per year over the past 5 years.

Accelerating Growth: 533095's earnings growth over the past year (177.3%) exceeds its 5-year average (14.5% per year).

Earnings vs Industry: 533095 earnings growth over the past year (177.3%) exceeded the Capital Markets industry 65%.


Return on Equity

High ROE: 533095's Return on Equity (19.1%) is considered low.


Financial Health

How is Bengal & Assam's financial position?


Financial Position Analysis

Short Term Liabilities: 533095's short term assets (₹47.3B) exceed its short term liabilities (₹40.6B).

Long Term Liabilities: 533095's short term assets (₹47.3B) do not cover its long term liabilities (₹50.3B).


Debt to Equity History and Analysis

Debt Level: 533095's debt to equity ratio (93.4%) is considered high.

Reducing Debt: 533095's debt to equity ratio has increased from 26.4% to 93.4% over the past 5 years.

Debt Coverage: 533095's debt is well covered by operating cash flow (35.1%).

Interest Coverage: 533095's interest payments on its debt are not well covered by EBIT (2.9x coverage).


Balance Sheet


Dividend

What is Bengal & Assam current dividend yield, its reliability and sustainability?

0.31%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: 533095's dividend (0.31%) isn’t notable compared to the bottom 25% of dividend payers in the Indian market (0.34%).

High Dividend: 533095's dividend (0.31%) is low compared to the top 25% of dividend payers in the Indian market (1.45%).


Stability and Growth of Payments

Stable Dividend: 533095's dividend payments have been volatile in the past 10 years.

Growing Dividend: 533095's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (1.1%), 533095's dividend payments are thoroughly covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

8.3yrs

Average board tenure


CEO

Upendra Gupta (63 yo)

12.58yrs

Tenure

₹14,453,000

Compensation

Shri. Upendra Kumar Gupta has been a Manager of Bengal & Assam Company Ltd. since February 2, 2009 and has been its Chief Financial Officer since April 1, 2014. Shri.Gupta served as Company Secretary of K...


CEO Compensation Analysis

Compensation vs Market: Upendra's total compensation ($USD195.94K) is below average for companies of similar size in the Indian market ($USD305.68K).

Compensation vs Earnings: Upendra's compensation has increased by more than 20% in the past year.


Board Members

Experienced Board: 533095's board of directors are considered experienced (8.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Bengal & Assam Company Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Bengal & Assam Company Limited
  • Ticker: 533095
  • Exchange: BSE
  • Founded: 1947
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: ₹26.986b
  • Shares outstanding: 11.30m
  • Website: https://www.bengalassam.com

Number of Employees


Location

  • Bengal & Assam Company Limited
  • Patriot House
  • 4th Floor
  • New Delhi
  • Delhi
  • 110002
  • India

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/09/24 15:38
End of Day Share Price2021/09/24 00:00
Earnings2021/06/30
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.