Bengal & Assam Company Limited operate as an investment company in India and internationally.
Proven track record second-rate dividend payer.
Share Price & News
How has Bengal & Assam's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 533095's share price has been volatile over the past 3 months.
7 Day Return
IN Capital Markets
1 Year Return
IN Capital Markets
Return vs Industry: 533095 exceeded the Indian Capital Markets industry which returned 11.7% over the past year.
Return vs Market: 533095 exceeded the Indian Market which returned 9.5% over the past year.
Price Volatility Vs. Market
How volatile is Bengal & Assam's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Bengal & Assam undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 533095 (₹1640.3) is trading above our estimate of fair value (₹971.6)
Significantly Below Fair Value: 533095 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 533095 is good value based on its PE Ratio (4.5x) compared to the Capital Markets industry average (11.2x).
PE vs Market: 533095 is good value based on its PE Ratio (4.5x) compared to the Indian market (13.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 533095's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 533095 is overvalued based on its PB Ratio (0.6x) compared to the IN Capital Markets industry average (0.5x).
How is Bengal & Assam forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bengal & Assam has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Check out Bengal & Assam's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- Bengal & Assam competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Bengal & Assam performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 533095 has high quality earnings.
Growing Profit Margin: 533095's current net profit margins (2.4%) are lower than last year (3.2%).
Past Earnings Growth Analysis
Earnings Trend: 533095's earnings have grown by 17.2% per year over the past 5 years.
Accelerating Growth: 533095's earnings growth over the past year (54.3%) exceeds its 5-year average (17.2% per year).
Earnings vs Industry: 533095 earnings growth over the past year (54.3%) exceeded the Capital Markets industry -5.6%.
Return on Equity
High ROE: 533095's Return on Equity (14.3%) is considered low.
Return on Assets
Return on Capital Employed
How is Bengal & Assam's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 533095 has a high level of physical assets or inventory.
Debt Coverage by Assets: 533095's debt is not covered by short term assets (assets are 0.8x debt).
Financial Institutions Analysis
Asset Level: 533095's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if 533095 has a sufficient allowance for bad loans.
Low Risk Liabilities: 533095 reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if 533095 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 533095 has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if 533095 has an appropriate level of bad loans.
What is Bengal & Assam's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 533095's dividend (0.61%) is higher than the bottom 25% of dividend payers in the Indian market (0.59%).
High Dividend: 533095's dividend (0.61%) is low compared to the top 25% of dividend payers in the Indian market (2.58%).
Stability and Growth of Payments
Stable Dividend: 533095's dividend payments have been volatile in the past 10 years.
Growing Dividend: 533095's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (2.8%), 533095's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Upendra Gupta (61yo)
Shri. Upendra Kumar Gupta has been a Manager of Bengal & Assam Company Ltd. since February 2, 2009 and has been its Chief Financial Officer since April 1, 2014. Shri. Gupta served as Company Secretary of K ...
CEO Compensation Analysis
Compensation vs Market: Upendra's total compensation ($USD166.50K) is below average for companies of similar size in the Indian market ($USD302.42K).
Compensation vs Earnings: Upendra's compensation has increased by more than 20% in the past year.
|President of J.K. Fenner (India) Ltd and Director of J.K. Fenner (India) Ltd||6.8yrs||no data||no data|
|Independent Director||10.4yrs||₹360.00k||no data|
|Non Executive Director||11yrs||₹538.00k||16.67% ₹3.1b|
|Non Executive Director||11yrs||₹450.00k||1.05% ₹194.4m|
|Non Executive Director||6.7yrs||₹610.00k||1.6% ₹296.2m|
|Independent Director||2.3yrs||₹405.00k||no data|
|Independent Director||4.8yrs||₹530.00k||0.000070% ₹13.0k|
|Independent Director||4.1yrs||₹630.00k||no data|
Experienced Board: 533095's board of directors are considered experienced (6.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 24.4%.
Bengal & Assam Company Limited's company bio, employee growth, exchange listings and data sources
- Name: Bengal & Assam Company Limited
- Ticker: 533095
- Exchange: BSE
- Founded: 1947
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: ₹18.529b
- Shares outstanding: 11.30m
- Website: https://www.bengalassam.com
- Bengal & Assam Company Limited
- Patriot House
- 4th Floor
- New Delhi
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|533095||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Aug 2009|
Bengal & Assam Company Limited operate as an investment company in India and internationally. The company invests in shares/securities/funding products. It is also involved in polymer, cotton yarn and fabric, dairy products, property rental, and other businesses. The company was formerly known as Bengal & Assam Investors Limited and changed its name to Bengal & Assam Company Limited in June 1982. Bengal & Assam Company Limited was incorporated in 1947 and is based in New Delhi, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/23 13:15|
|End of Day Share Price||2020/02/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.