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5329

Dhani ServicesBSE:532960 Stock Report

Market Cap

₹95.6b

7D

-5.1%

1Y

-20.3%

Updated

24 Sep, 2021

Data

Company Financials
532960 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health4/6
Dividends0/6

532960 Overview

Dhani Services Limited provides digital healthcare and digital transactional finance through its Dhani app in India.

Dhani Services Competitors

ICICI Securities

NSEI:ISEC

₹242.0b

Geojit Financial Services

BSE:532285

₹18.5b

5paisa Capital

BSE:540776

₹13.2b

Swastika Investmart

BSE:530585

₹389.5m

Price History & Performance

Summary of all time highs, changes and price drops for Dhani Services
Historical stock prices
Current Share Price₹179.75
52 Week High₹154.75
52 Week Low₹396.00
Beta1.58
1 Month Change-3.13%
3 Month Change1.04%
1 Year Change-20.34%
3 Year Change-66.51%
5 Year Change616.14%
Change since IPO81.47%

Recent News & Updates

Shareholder Returns

532960IN Capital MarketsIN Market
7D-5.1%-1.1%0.3%
1Y-20.3%65.2%71.8%

Return vs Industry: 532960 underperformed the Indian Capital Markets industry which returned 65.2% over the past year.

Return vs Market: 532960 underperformed the Indian Market which returned 71.8% over the past year.

Price Volatility

Is 532960's price volatile compared to industry and market?
532960 volatility
532960 Beta1.58
Industry Beta0.79
Market Beta1

Stable Share Price: 532960 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: 532960's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199511Divyesh Kumar Shahhttps://www.dhani.com

Dhani Services Limited provides digital healthcare and digital transactional finance through its Dhani app in India. The company offers personal loans, business installment loans, etc. Its e-pharmacy sells pharmaceutical products. It also provides monthly subscriptions for product offerings, including doctor consultancy, pharmacy, health365, one freedom card, credit, family health insurance and third-party product distribution, etc. In addition, the company offers card enabled prepaid payment program management and remittance services.

Dhani Services Fundamentals Summary

How do Dhani Services's earnings and revenue compare to its market cap?
532960 fundamental statistics
Market Cap₹95.57b
Earnings (TTM)-₹4.29b
Revenue (TTM)₹11.71b

8.1x

P/S Ratio

-22.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
532960 income statement (TTM)
Revenue₹11.71b
Cost of Revenue₹856.79m
Gross Profit₹10.86b
Expenses₹15.15b
Earnings-₹4.29b

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-8.14
Gross Margin92.69%
Net Profit Margin-36.61%
Debt/Equity Ratio66.6%

How did 532960 perform over the long term?

See historical performance and comparison

Valuation

Is Dhani Services undervalued compared to its fair value and its price relative to the market?

1.83x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 532960's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 532960's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 532960 is unprofitable, so we can't compare its PE Ratio to the Indian Capital Markets industry average.

PE vs Market: 532960 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 532960's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 532960 is overvalued based on its PB Ratio (1.8x) compared to the IN Capital Markets industry average (0.8x).


Future Growth

How is Dhani Services forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

12.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Dhani Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Dhani Services performed over the past 5 years?

-27.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 532960 is currently unprofitable.

Growing Profit Margin: 532960 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 532960 is unprofitable, and losses have increased over the past 5 years at a rate of 27.5% per year.

Accelerating Growth: Unable to compare 532960's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 532960 is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (65%).


Return on Equity

High ROE: 532960 has a negative Return on Equity (-7.74%), as it is currently unprofitable.


Financial Health

How is Dhani Services's financial position?


Financial Position Analysis

Short Term Liabilities: 532960's short term assets (₹93.0B) exceed its short term liabilities (₹21.8B).

Long Term Liabilities: 532960's short term assets (₹93.0B) exceed its long term liabilities (₹23.3B).


Debt to Equity History and Analysis

Debt Level: 532960's debt to equity ratio (66.6%) is considered high.

Reducing Debt: 532960's debt to equity ratio has reduced from 630% to 66.6% over the past 5 years.

Debt Coverage: 532960's debt is well covered by operating cash flow (24.8%).

Interest Coverage: Insufficient data to determine if 532960's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Dhani Services's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 532960's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 532960's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 532960's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 532960's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 532960 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 532960's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.7yrs

Average management tenure


CEO

Divyesh Kumar Shah (47 yo)

0.67

Tenure

₹4,253,808

Compensation

Mr. Divyesh Bharat Kumar Shah serves as the Group Head of Retail at Tribhovandas Bhimji Zaveri Limited and served as its Head of the Retails Sales Department. Mr. Shah serves as the Chief Executive Officer...


CEO Compensation Analysis

Compensation vs Market: Divyesh's total compensation ($USD57.67K) is below average for companies of similar size in the Indian market ($USD411.42K).

Compensation vs Earnings: Divyesh's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: 532960's management team is seasoned and experienced (5.7 years average tenure).


Board Members

Experienced Board: 532960's board of directors are not considered experienced ( 1.1 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: 532960 insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 6.8%.


Top Shareholders

Company Information

Dhani Services Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Dhani Services Limited
  • Ticker: 532960
  • Exchange: BSE
  • Founded: 1995
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: ₹95.567b
  • Shares outstanding: 527.12m
  • Website: https://www.dhani.com

Number of Employees


Location

  • Dhani Services Limited
  • Plot No. 448-451
  • Indiabulls House
  • Gurugram
  • Haryana
  • 122016
  • India

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/09/24 12:04
End of Day Share Price2021/09/24 00:00
Earnings2021/06/30
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.