5322

Geojit Financial ServicesBSE:532285 Stock Report

Market Cap

₹18.9b

7D

1.1%

1Y

105.7%

Updated

16 Sep, 2021

Data

Company Financials +
532285 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance6/6
Financial Health3/6
Dividends4/6

532285 Overview

Geojit Financial Services Limited, an investment services company, provides broking and financial services in India, Oman, Kuwait, the United Arab Emirates, and Saudi Arabia.

Geojit Financial Services Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Geojit Financial Services
Historical stock prices
Current Share Price₹79.30
52 Week High₹32.20
52 Week Low₹102.65
Beta1.42
1 Month Change-0.063%
3 Month Change5.73%
1 Year Change105.71%
3 Year Change34.07%
5 Year Change100.76%
Change since IPO6,980.36%

Recent News & Updates

Shareholder Returns

532285IN Capital MarketsIN Market
7D1.1%0.5%1.6%
1Y105.7%55.0%59.4%

Return vs Industry: 532285 exceeded the Indian Capital Markets industry which returned 55% over the past year.

Return vs Market: 532285 exceeded the Indian Market which returned 59.4% over the past year.

Price Volatility

Is 532285's price volatile compared to industry and market?
532285 volatility
532285 Beta1.42
Industry Beta0.80
Market Beta1

Stable Share Price: 532285 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: 532285's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19872,259Chenayappillil Georgehttps://www.geojit.com

Geojit Financial Services Limited, an investment services company, provides broking and financial services in India, Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. The company operates through Financial Services and Software Services segments. The Financial Services segment offers brokerage, depository, financial products distribution, portfolio management, and other related services.

Valuation

Is Geojit Financial Services undervalued compared to its fair value and its price relative to the market?

13.84x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 532285 (₹79.3) is trading above our estimate of fair value (₹10.19)

Significantly Below Fair Value: 532285 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 532285 is good value based on its PE Ratio (13.8x) compared to the Indian Capital Markets industry average (16.1x).

PE vs Market: 532285 is good value based on its PE Ratio (13.8x) compared to the Indian market (20.4x).


Price to Earnings Growth Ratio

PEG Ratio: 532285 is poor value based on its PEG Ratio (1.9x)


Price to Book Ratio

PB vs Industry: 532285 is overvalued based on its PB Ratio (3.2x) compared to the IN Capital Markets industry average (0.8x).


Future Growth

How is Geojit Financial Services forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

7.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: 532285's forecast earnings growth (7.3% per year) is above the savings rate (6.8%).

Earnings vs Market: 532285's earnings (7.3% per year) are forecast to grow slower than the Indian market (18.4% per year).

High Growth Earnings: 532285's earnings are forecast to grow, but not significantly.

Revenue vs Market: 532285's revenue (6.7% per year) is forecast to grow slower than the Indian market (12.6% per year).

High Growth Revenue: 532285's revenue (6.7% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if 532285's Return on Equity is forecast to be high in 3 years time


Past Performance

How has Geojit Financial Services performed over the past 5 years?

17.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 532285 has high quality earnings.

Growing Profit Margin: 532285's current net profit margins (30.3%) are higher than last year (21.2%).


Past Earnings Growth Analysis

Earnings Trend: 532285's earnings have grown by 17.1% per year over the past 5 years.

Accelerating Growth: 532285's earnings growth over the past year (101.9%) exceeds its 5-year average (17.1% per year).

Earnings vs Industry: 532285 earnings growth over the past year (101.9%) exceeded the Capital Markets industry 62.9%.


Return on Equity

High ROE: 532285's Return on Equity (21.3%) is considered high.


Financial Health

How is Geojit Financial Services's financial position?


Financial Position Analysis

Short Term Liabilities: 532285's short term assets (₹10.7B) exceed its short term liabilities (₹4.9B).

Long Term Liabilities: 532285's short term assets (₹10.7B) exceed its long term liabilities (₹221.1M).


Debt to Equity History and Analysis

Debt Level: 532285's debt to equity ratio (5.5%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if 532285's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: 532285's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if 532285's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Geojit Financial Services's current dividend yield, its reliability and sustainability?

5.04%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: 532285's dividend (5.04%) is higher than the bottom 25% of dividend payers in the Indian market (0.34%).

High Dividend: 532285's dividend (5.04%) is in the top 25% of dividend payers in the Indian market (1.43%)


Stability and Growth of Payments

Stable Dividend: 532285's dividend payments have been volatile in the past 10 years.

Growing Dividend: 532285's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (61%), 532285's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.3yrs

Average management tenure


CEO

Chenayappillil George (62 yo)

no data

Tenure

₹32,787,204

Compensation

Mr. Chenayappillil John George, M.Com, CFP, founded Geojit Financial Services Limited in 1987 and has been its Managing Director since 1994. Mr. George serves as Chief Executive Officer at Geojit Financial...


CEO Compensation Analysis

Compensation vs Market: Chenayappillil's total compensation ($USD445.92K) is above average for companies of similar size in the Indian market ($USD208.08K).

Compensation vs Earnings: Chenayappillil's compensation has increased by more than 20% in the past year.


Leadership Team

Experienced Management: 532285's management team is seasoned and experienced (6.3 years average tenure).


Board Members

Experienced Board: 532285's board of directors are considered experienced (3.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Geojit Financial Services Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Geojit Financial Services Limited
  • Ticker: 532285
  • Exchange: BSE
  • Founded: 1987
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: ₹18.931b
  • Shares outstanding: 238.72m
  • Website: https://www.geojit.com

Number of Employees


Location

  • Geojit Financial Services Limited
  • 34/659-P
  • 11th Floor
  • Kochi
  • Kerala
  • 682024
  • India

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/09/16 15:30
End of Day Share Price2021/09/16 00:00
Earnings2021/06/30
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.