BSE:532285

Stock Analysis Report

NOT FOR DISTRIBUTION
Header cover image

Executive Summary

Geojit Financial Services Limited, an investment services company, provides broking and financial services in India, Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. More Details


Snowflake Analysis

Excellent balance sheet with proven track record and pays a dividend.


Similar Companies

Share Price & News

How has Geojit Financial Services's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 532285 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

2.6%

532285

-1.1%

IN Capital Markets

-1.3%

IN Market


1 Year Return

30.1%

532285

-6.5%

IN Capital Markets

-2.5%

IN Market

Return vs Industry: 532285 exceeded the Indian Capital Markets industry which returned -4.7% over the past year.

Return vs Market: 532285 exceeded the Indian Market which returned -1.4% over the past year.


Shareholder returns

532285IndustryMarket
7 Day2.6%-1.1%-1.3%
30 Day-4.0%-1.5%1.6%
90 Day8.2%1.1%6.0%
1 Year41.0%30.1%-5.2%-6.5%-0.7%-2.5%
3 Year-65.7%-70.2%-40.1%-42.3%-4.5%-9.2%
5 Year14.8%-4.4%42.0%31.3%39.6%29.1%

Price Volatility Vs. Market

How volatile is Geojit Financial Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Geojit Financial Services undervalued compared to its fair value and its price relative to the market?

13.22x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 532285 (₹37.65) is trading above our estimate of fair value (₹9.75)

Significantly Below Fair Value: 532285 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 532285 is good value based on its PE Ratio (13.2x) compared to the IN Capital Markets industry average (15.2x).

PE vs Market: 532285 is good value based on its PE Ratio (13.2x) compared to the Indian market (16.1x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 532285's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 532285 is overvalued based on its PB Ratio (1.8x) compared to the IN Capital Markets industry average (0.5x).


Next Steps

Future Growth

How is Geojit Financial Services forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

3.8%

Forecasted annual revenue growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if 532285's forecast earnings growth is above the savings rate (7.2%).

Earnings vs Market: Insufficient data to determine if 532285's earnings are forecast to grow faster than the Indian market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: 532285's revenue (3.8% per year) is forecast to grow slower than the Indian market (11.3% per year).

High Growth Revenue: 532285's revenue (3.8% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if 532285's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Geojit Financial Services performed over the past 5 years?

-1.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 532285 has high quality earnings.

Growing Profit Margin: 532285's current net profit margins (21.2%) are higher than last year (9.2%).


Past Earnings Growth Analysis

Earnings Trend: 532285's earnings have declined by 1.8% per year over the past 5 years.

Accelerating Growth: 532285's earnings growth over the past year (148.1%) exceeds its 5-year average (-1.8% per year).

Earnings vs Industry: 532285 earnings growth over the past year (148.1%) exceeded the Capital Markets industry -6.2%.


Return on Equity

High ROE: 532285's Return on Equity (12.5%) is considered low.


Next Steps

Financial Health

How is Geojit Financial Services's financial position?


Financial Position Analysis

Short Term Liabilities: 532285's short term assets (₹8.1B) exceed its short term liabilities (₹3.2B).

Long Term Liabilities: 532285's short term assets (₹8.1B) exceed its long term liabilities (₹189.9M).


Debt to Equity History and Analysis

Debt Level: 532285's debt to equity ratio (0.01%) is considered satisfactory.

Reducing Debt: 532285's debt to equity ratio has reduced from 0.9% to 0.01% over the past 5 years.

Debt Coverage: 532285's debt is well covered by operating cash flow (385361.7%).

Interest Coverage: Insufficient data to determine if 532285's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Geojit Financial Services's current dividend yield, its reliability and sustainability?

3.98%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: 532285's dividend (3.98%) is higher than the bottom 25% of dividend payers in the Indian market (0.56%).

High Dividend: 532285's dividend (3.98%) is in the top 25% of dividend payers in the Indian market (2.31%)


Stability and Growth of Payments

Stable Dividend: 532285's dividend payments have been volatile in the past 10 years.

Growing Dividend: 532285's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (52.7%), 532285's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.1yrs

Average management tenure


CEO

Chenayappillil George (61 yo)

no data

Tenure

₹19,725,433

Compensation

Mr. Chenayappillil John George, M.Com, CFP, founded Geojit BNP Paribas Financial Services Limited in 1987 and has been its Managing Director since 1994. Mr. George serves as Chief Executive Officer at Geoj ...


CEO Compensation Analysis

Compensation vs Market: Chenayappillil's total compensation ($USD265.84K) is above average for companies of similar size in the Indian market ($USD54.58K).

Compensation vs Earnings: Chenayappillil's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Chenayappillil George
MD, CEO & Directorno data₹19.73m20.78%
₹ 1.9b
Sanjeev Rajan
Chief Financial Officer3yrs₹6.02mno data
Liju Johnson
Compliance Officer & Company Secretary9.17yrs₹1.49mno data
Kamal Mampilly
Chief of Human Resources1.58yrsno datano data
Satish Menon
Whole Time Director2.17yrs₹9.22m0.31%
₹ 28.1m
A. Balakrishnan
Whole Time Director2.17yrs₹9.21m0.11%
₹ 9.4m
R. Renjith
Senior Vice Presidentno datano datano data
K. V. Kumar
Senior Vice Presidentno datano datano data
Gaurang Shah
Senior Vice Presidentno datano datano data
Krishnan Ramachandran
Chief Executive Officer of Barjeel Geojit Securitiesno datano datano data
Megha Gupta
Assistant Company Secretary11.17yrsno datano data

6.1yrs

Average Tenure

61yo

Average Age

Experienced Management: 532285's management team is seasoned and experienced (6.1 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Chenayappillil George
MD, CEO & Directorno data₹19.73m20.78%
₹ 1.9b
Satish Menon
Whole Time Director2.17yrs₹9.22m0.31%
₹ 28.1m
A. Balakrishnan
Whole Time Director2.17yrs₹9.21m0.11%
₹ 9.4m
Mahesh Vyas
Independent Non-Executive Director17.25yrs₹390.00kno data
Punnoose George
Non-Executive Director25.5yrs₹250.00k4.2%
₹ 374.0m
Alice Vaidyan
Non-Executive Independent Director0.17yrno datano data
Ramanathan Bupathy
Independent Chairman1.42yrs₹530.00k0.0076%
₹ 672.9k
Radhakrishnan Nair
Independent Non-Executive Director3yrs₹520.00kno data
M. Rajamanickam
Nominee Non-Executive Directorno datano datano data

2.2yrs

Average Tenure

61yo

Average Age

Experienced Board: 532285's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Geojit Financial Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Geojit Financial Services Limited
  • Ticker: 532285
  • Exchange: BSE
  • Founded: 1987
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: ₹8.912b
  • Shares outstanding: 238.30m
  • Website: https://www.geojit.com

Number of Employees


Location

  • Geojit Financial Services Limited
  • 34/659-P
  • 11th Floor
  • Kochi
  • Kerala
  • 682024
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
532285BSE (Mumbai Stock Exchange)YesEquity SharesININRNov 2001
GEOJITFSLNSEI (National Stock Exchange of India)YesEquity SharesININRNov 2001

Biography

Geojit Financial Services Limited, an investment services company, provides broking and financial services in India, Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. The company operates through F ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/29 12:42
End of Day Share Price2020/10/29 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.