Mahindra & Mahindra Financial Services Limited

BSE:532720 Stock Report

Market Cap: ₹349.7b

Mahindra & Mahindra Financial Services Valuation

Is 532720 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Share Price vs Fair Value

What is the Fair Price of 532720 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
₹128.90
Fair Value
119.9% overvalued intrinsic discount
34
Number of Analysts


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 532720?

Key metric:

The above table shows the Price to Earnings ratio for 532720. This is calculated by dividing 532720's market cap by their current earnings.
What is 532720's PE Ratio?
PE Ratio14.1x
Earnings₹24.75b
Market Cap₹349.75b

Price to Earnings Ratio vs Peers

How does 532720's PE Ratio compare to its peers?

The above table shows the PE ratio for 532720 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average51.7x
CHOLAHLDNG Cholamandalam Financial Holdings
13.9xn/a₹285.6b
SUNDARMFIN Sundaram Finance
31.9x13.2%₹499.4b
POONAWALLA Poonawalla Fincorp
139.9x69.1%₹238.9b
FIVESTAR Five-Star Business Finance
21.2x15.2%₹218.2b
532720 Mahindra & Mahindra Financial Services
14.1x12.0%₹349.7b


Price to Earnings Ratio vs Industry

How does 532720's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
523384 Maha Rashtra Apex
0.6xn/aUS$22.76m
530167 Moongipa Capital Finance
3.7xn/aUS$826.24k
No more companies available in this PE range
532720 14.1xIndustry Avg. 20.7xNo. of Companies11PE01632486480+
2 CompaniesEstimated GrowthMarket Cap
No more companies


Price to Earnings Ratio vs Fair Ratio

What is 532720's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

532720 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio14.1x
Fair PE Ratio19x


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Price Target
Consensus Narrative from 34 Analysts
₹297.85
Fair Value
4.8% undervalued intrinsic discount
34
Number of Analysts


Discover undervalued companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 00:55
End of Day Share Price 2025/02/01 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mahindra & Mahindra Financial Services Limited is covered by 83 analysts. 30 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nitin BhasinAmbit Capital
Raghav GargAmbit Capital
Kaitav ShahAnand Rathi Shares and Stock Brokers Limited