Mahindra & Mahindra Financial Services Limited

BSE:532720 Stock Report

Market Cap: ₹328.5b

Mahindra & Mahindra Financial Services Past Earnings Performance

Past criteria checks 2/6

Mahindra & Mahindra Financial Services has been growing earnings at an average annual rate of 18%, while the Consumer Finance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 8.1% per year. Mahindra & Mahindra Financial Services's return on equity is 10.9%, and it has net margins of 28.6%.

Key information

18.0%

Earnings growth rate

-0.4%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate8.1%
Return on equity10.9%
Net Margin28.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Mahindra & Mahindra Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:532720 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2476,33121,80023,3520
30 Jun 2474,68320,71723,5310
31 Mar 2470,75019,32723,2000
31 Dec 2369,32019,43723,4620
30 Sep 2367,37419,82523,1370
30 Jun 2368,53521,91822,4390
31 Mar 2365,59720,72421,6100
31 Dec 2263,38320,14920,0140
30 Sep 2265,85123,40518,8170
30 Jun 2270,78829,49917,5760
31 Mar 2243,36211,36916,4720
31 Dec 2137,1977,29415,8690
30 Sep 2118,823-4,83815,0820
30 Jun 217,949-12,32214,7710
31 Mar 2131,0297,73214,1120
31 Dec 2066,7767,91713,6610
30 Sep 2067,26314,89514,3210
30 Jun 2066,14913,99614,9520
31 Mar 2042,02710,75216,6860
31 Dec 1965,78415,26818,3390
30 Sep 1964,00814,54218,0310
30 Jun 1962,78816,18617,2690
31 Mar 1960,48218,27315,9920
31 Dec 1865,87718,02014,8470
30 Sep 1861,05917,67913,6200
30 Jun 1853,07014,42713,2270
31 Mar 1845,35511,85212,3650
31 Dec 1733,2468,02211,2160
30 Sep 1727,0104,49010,4810
30 Jun 1726,5594,62410,0970
31 Mar 1726,0235,1169,6150
31 Dec 1627,3106,4479,1670
30 Sep 1627,7497,2959,1450
30 Jun 1627,3837,7258,2420
31 Mar 1626,1537,7237,7310
31 Dec 1524,5347,28210,1360
30 Sep 1524,9967,8869,8800
30 Jun 1525,4898,5089,6080
31 Mar 1525,5869,1296,2510
31 Dec 1425,0328,8229,0190
30 Sep 1425,1729,0777,9390
30 Jun 1425,0009,2098,5630
31 Mar 1424,9709,5445,4320
31 Dec 1324,3629,6437,4160

Quality Earnings: 532720 has high quality earnings.

Growing Profit Margin: 532720's current net profit margins (28.6%) are lower than last year (29.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 532720's earnings have grown by 18% per year over the past 5 years.

Accelerating Growth: 532720's earnings growth over the past year (10%) is below its 5-year average (18% per year).

Earnings vs Industry: 532720 earnings growth over the past year (10%) did not outperform the Consumer Finance industry 26.1%.

Return on Equity

High ROE: 532720's Return on Equity (10.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 18:56
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mahindra & Mahindra Financial Services Limited is covered by 74 analysts. 29 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Kaitav ShahAnand Rathi Shares and Stock Brokers Limited
null nullAsian Markets Securities Private Limited