BSE:532410

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Executive Summary

Transcorp International Limited engages in the money exchange business in India.


Snowflake Analysis

Adequate balance sheet with weak fundamentals.


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Share Price & News

How has Transcorp International's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 532410's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

5.3%

532410

1.5%

IN Consumer Finance

1.3%

IN Market


1 Year Return

-26.1%

532410

-18.5%

IN Consumer Finance

-8.7%

IN Market

Return vs Industry: 532410 underperformed the Indian Consumer Finance industry which returned -18.5% over the past year.

Return vs Market: 532410 underperformed the Indian Market which returned -8.7% over the past year.


Shareholder returns

532410IndustryMarket
7 Day5.3%1.5%1.3%
30 Day49.1%18.3%5.1%
90 Day47.1%33.9%30.2%
1 Year-26.1%-26.1%-17.9%-18.5%-7.0%-8.7%
3 Year-19.7%-22.4%34.6%31.8%1.7%-3.0%
5 Year65.5%50.5%143.7%133.8%27.6%17.9%

Price Volatility Vs. Market

How volatile is Transcorp International's share price compared to the market and industry in the last 5 years?


Simply Wall St News

2 years ago | Simply Wall St

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Valuation

Is Transcorp International undervalued compared to its fair value and its price relative to the market?

0.84x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 532410's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 532410's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 532410 is unprofitable, so we can't compare its PE Ratio to the Consumer Finance industry average.

PE vs Market: 532410 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 532410's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 532410 is overvalued based on its PB Ratio (0.8x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Transcorp International forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Transcorp International has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Transcorp International performed over the past 5 years?

-34.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 532410 is currently unprofitable.

Growing Profit Margin: 532410 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 532410 is unprofitable, and losses have increased over the past 5 years at a rate of -34.3% per year.

Accelerating Growth: Unable to compare 532410's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 532410 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (4.4%).


Return on Equity

High ROE: 532410 has a negative Return on Equity (-20.07%), as it is currently unprofitable.


Next Steps

Financial Health

How is Transcorp International's financial position?


Financial Position Analysis

Short Term Liabilities: 532410's short term assets (₹478.8M) do not cover its short term liabilities (₹587.2M).

Long Term Liabilities: 532410's short term assets (₹478.8M) exceed its long term liabilities (₹61.1M).


Debt to Equity History and Analysis

Debt Level: 532410's debt to equity ratio (94.8%) is considered high.

Reducing Debt: 532410's debt to equity ratio has reduced from 95.3% to 94.8% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: 532410 has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: 532410 has sufficient cash runway for 1.4 years if free cash flow continues to reduce at historical rates of 37.3% each year.


Next Steps

Dividend

What is Transcorp International current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 532410's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 532410's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 532410's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 532410's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 532410 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 532410's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.4yrs

Average management tenure


CEO

Transcorp International has no CEO, or we have no data on them.


Leadership Team

NamePositionTenureCompensationOwnership
Gopal Ved Sharma
MD & Director3.25yrsno datano data
Piyush Vijayvergiya
Chief Financial Officer0.083yrno datano data
Dilip Morwal
Company Secretary & Compliance Officerno datano datano data
Adarsh Tiwari
Chief Technical Officer2.42yrsno datano data
Amresh Gupta
Managing Director of Ritco Travels and Tours Pvt Ltdno data₹2.97mno data

2.4yrs

Average Tenure

Experienced Management: 532410's management team is considered experienced (2.4 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Gopal Ved Sharma
MD & Director3.25yrsno datano data
Ashok Agarwal
Non Executive Director25.58yrsno data11.77% 49.7m
Sujan Sinha
Independent Director1.17yrsno datano data
Hemant Kaul
Independent Non-Executive Chairman3.25yrs₹50.00kno data
Purushottam Agarwal
Independent & Non Executive Director4.58yrs₹40.00kno data
Vedant Kanoi
Non-Executive Director3.25yrs₹40.00kno data
Apra Kuchhal
Independent Director1.17yrsno datano data

3.3yrs

Average Tenure

62yo

Average Age

Experienced Board: 532410's board of directors are considered experienced (3.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Transcorp International Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Transcorp International Limited
  • Ticker: 532410
  • Exchange: BSE
  • Founded: 1993
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹422.710m
  • Shares outstanding: 31.78m
  • Website: https://www.transcorpint.com

Location

  • Transcorp International Limited
  • Transcorp Tower
  • 5th Floor
  • Jaipur
  • Rajasthan
  • 302004
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
532410BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 2005

Biography

Transcorp International Limited engages in the money exchange business in India. The company offers domestic and outward money transfer services; and domestic and international air ticketing, passport and visa assistance, hotel booking, railway booking, conference hall booking, travel insurance, and domestic and international tour package services, as well as inbound, outbound, and incentive tour packages. It also provides foreign currency maintenance, travelers cheques, and travel cards; car rental services; prepaid cards; non-life insurance products, such as health, travel, accidental, and motor insurance, as well as insurance of property against fire, burglary, and theft; and SBI kiosk services. In addition, the company offers inward and outward remittances. The company was founded in 1993 and is headquartered in Jaipur, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/06 12:42
End of Day Share Price2020/07/06 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.