Paragon Finance Valuation

Is 531255 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 531255 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate 531255's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate 531255's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 531255?

Key metric: As 531255 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 531255. This is calculated by dividing 531255's market cap by their current earnings.
What is 531255's PE Ratio?
PE Ratio	18.4x
Earnings	₹13.87m
Market Cap	₹254.66m

531255 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does 531255's PE Ratio compare to its peers?

The above table shows the PE ratio for 531255 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	38x
531644 Tokyo Finance	58x	n/a	₹265.2m
500206 Margo Finance	56.3x	n/a	₹327.5m
539265 Amrapali Fincap	25.4x	n/a	₹171.0m
530709 Gowra Leasing & Finance	12.4x	n/a	₹198.3m
531255 Paragon Finance	18.4x	n/a	₹254.7m

Price-To-Earnings vs Peers: 531255 is good value based on its Price-To-Earnings Ratio (18.4x) compared to the peer average (38x).

Price to Earnings Ratio vs Industry

How does 531255's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

1 Company	Price / Earnings	Estimated Growth	Market Cap
523384 Maha Rashtra Apex	0.7x	n/a	US$27.23m

No more companies available in this PE range

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: 531255 is good value based on its Price-To-Earnings Ratio (18.4x) compared to the Indian Consumer Finance industry average (21.1x).

Price to Earnings Ratio vs Fair Ratio

What is 531255's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

531255 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	18.4x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 531255's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

Manappuram Finance

₹127.1b

A gold loan non-banking financial company, provides retail credit products and financial services in India.

531213

₹150.20

-3.5%

-1.5%

Aditya Birla Capital

₹476.8b

Through its subsidiaries, provides various financial products and services in India and internationally.

ABCAPITAL

₹183.01

-3.1%

7.0%

Five-Star Business Finance

₹187.7b

Operates as a non-banking financial company in India.

543663

₹642.00

-0.7%

-20.1%