KJMC Financial Services Limited operates as a non-banking financial company in India.
Questionable track record and overvalued.
Share Price & News
How has KJMC Financial Services's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 530235 has not had significant price volatility in the past 3 months.
7 Day Return
IN Capital Markets
1 Year Return
IN Capital Markets
Return vs Industry: 530235 underperformed the Indian Capital Markets industry which returned -40.3% over the past year.
Return vs Market: 530235 underperformed the Indian Market which returned -30.6% over the past year.
Price Volatility Vs. Market
How volatile is KJMC Financial Services's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is KJMC Financial Services undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 530235's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 530235's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 530235 is poor value based on its PE Ratio (16.8x) compared to the Capital Markets industry average (8.8x).
PE vs Market: 530235 is poor value based on its PE Ratio (16.8x) compared to the Indian market (9.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 530235's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 530235 is good value based on its PB Ratio (0.1x) compared to the IN Capital Markets industry average (0.4x).
How is KJMC Financial Services forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as KJMC Financial Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of 530235’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- KJMC Financial Services competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has KJMC Financial Services performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 530235 has high quality earnings.
Growing Profit Margin: 530235's current net profit margins (3.1%) are lower than last year (10.5%).
Past Earnings Growth Analysis
Earnings Trend: 530235's earnings have grown by 7.9% per year over the past 5 years.
Accelerating Growth: 530235's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 530235 had negative earnings growth (-70.2%) over the past year, making it difficult to compare to the Capital Markets industry average (-6.1%).
Return on Equity
High ROE: 530235's Return on Equity (0.8%) is considered low.
How is KJMC Financial Services's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 530235 has a low level of unsold assets or inventory.
Debt Coverage by Assets: 530235's debt is covered by short term assets (assets are 1.2x debt).
Financial Institutions Analysis
Asset Level: 530235's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if 530235 has a sufficient allowance for bad loans.
Low Risk Liabilities: 530235 reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if 530235 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 530235 has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if 530235 has an appropriate level of bad loans.
What is KJMC Financial Services's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 530235's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate 530235's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 530235's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 530235's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 530235's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Rajnesh Jain (52yo)
Mr. Rajnesh Inderchand Jain B.Com, FCA serves as the Chairman of KJMC Technologies & Systems Ltd. and KJMC Capital Market Services Ltd. Mr. Jain has been a Whole Time Director of KJMC Financial Services Lt ...
CEO Compensation Analysis
Compensation vs Market: Rajnesh's total compensation ($USD53.42K) is about average for companies of similar size in the Indian market ($USD48.16K).
Compensation vs Earnings: Rajnesh's compensation has been consistent with company performance over the past year.
|Whole Time Director||no data||₹4.03m||2.56% ₹1.0m|
|Chairman||no data||₹20.00k||10.03% ₹4.0m|
|Chairman of Kjmc Asset Management Company||no data||no data||no data|
|Non-Executive Director||25.42yrs||₹19.00k||2.56% ₹1.0m|
|Independent Director||15.67yrs||₹27.00k||0.0073% ₹2.9k|
|Independent Director||11.42yrs||₹27.00k||0.0052% ₹2.1k|
|Non-Executive Director||0.83yr||no data||no data|
Experienced Board: 530235's board of directors are seasoned and experienced ( 15.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
KJMC Financial Services Limited's company bio, employee growth, exchange listings and data sources
- Name: KJMC Financial Services Limited
- Ticker: 530235
- Exchange: BSE
- Founded: 1988
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: ₹39.722m
- Shares outstanding: 4.79m
- Website: https://www.kjmc.com
- KJMC Financial Services Limited
- 162, Atlanta
- 16th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|530235||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Oct 2004|
KJMC Financial Services Limited operates as a non-banking financial company in India. The company offers two wheeler, small ticket business, and other loans. It also invests/trades in securities; invests in mutual funds, fixed deposits, equities, bonds, derivatives, unlisted shares, and IPOs, as well as provides investment advisory services; and offers investment banking services comprising syndication of funds, and corporate advisory and valuation. In addition, the company provides fund based financial services and funding solutions to the Indian corporates, institutions, SMEs, etc.; and focuses on capital market related lending products and others. KJMC Financial Services Limited was founded in 1988 and is based in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/31 12:33|
|End of Day Share Price||2020/02/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.