BSE:509051

Stock Analysis Report

Indian Infotech and Software

Executive Summary

Indian Infotech and Software Limited, a non-banking finance company, engages in the financing business in India.


Snowflake Analysis

Proven track record and fair value.

Share Price & News

How has Indian Infotech and Software's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 509051 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

509051

-2.8%

IN Consumer Finance

-3.9%

IN Market


1 Year Return

0%

509051

49.0%

IN Consumer Finance

4.5%

IN Market

Return vs Industry: 509051 underperformed the Indian Consumer Finance industry which returned 51.3% over the past year.

Return vs Market: 509051 underperformed the Indian Market which returned 5.2% over the past year.


Shareholder returns

509051IndustryMarket
7 Day0%-2.8%-3.9%
30 Day0%9.1%-3.9%
90 Day0%13.8%-2.1%
1 Year0%0%50.0%49.0%6.4%4.5%
3 Year-34.5%-34.5%144.0%138.7%19.4%12.8%
5 Year-76.8%-76.8%257.0%241.4%28.2%16.6%

Price Volatility Vs. Market

How volatile is Indian Infotech and Software's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Indian Infotech and Software undervalued compared to its fair value and its price relative to the market?

7.54x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 509051's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 509051's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 509051 is good value based on its PE Ratio (7.5x) compared to the Consumer Finance industry average (14.6x).

PE vs Market: 509051 is good value based on its PE Ratio (7.5x) compared to the Indian market (13x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 509051's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 509051 is good value based on its PB Ratio (0.1x) compared to the IN Consumer Finance industry average (0.7x).


Next Steps

Future Growth

How is Indian Infotech and Software forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

24.8%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Indian Infotech and Software has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Indian Infotech and Software performed over the past 5 years?

-7.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 509051 has high quality earnings.

Growing Profit Margin: 509051's current net profit margins (19.7%) are higher than last year (14.7%).


Past Earnings Growth Analysis

Earnings Trend: 509051's earnings have declined by -7.5% per year over the past 5 years.

Accelerating Growth: 509051's earnings growth over the past year (49.1%) exceeds its 5-year average (-7.5% per year).

Earnings vs Industry: 509051 earnings growth over the past year (49.1%) exceeded the Consumer Finance industry 14.2%.


Return on Equity

High ROE: 509051's Return on Equity (1%) is considered low.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Indian Infotech and Software's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: 509051 has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if 509051's debt is covered by short term assets.


Financial Institutions Analysis

Asset Level: 509051's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if 509051 has a sufficient allowance for bad loans.

Low Risk Liabilities: 509051 reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if 509051 has an acceptable proportion of non-loan assets held.

Low Risk Deposits: 509051 has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if 509051 has an appropriate level of bad loans.


Next Steps

Dividend

What is Indian Infotech and Software's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%0.6%markettop25%2.7%industryaverage0.5%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate 509051's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 509051's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 509051's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 509051's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 509051's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.7yrs

Average board tenure


CEO

Nanda Dey 0

0.4yrs

Tenure

0

Mr. Nanda Dulal Dey, B.com, has been an Executive Director at Indian Infotech and Software Limited since June 15, 2019 and is its MD since September 30, 2019. 


Board Members

NamePositionTenureCompensationOwnership
Nanda Dey
MD & Executive Director0.4yrsno datano data
Samiran Howlader
CFO & Executive Director0.4yrsno datano data
Aksha Bihani
Women Independent Non-Executive Director0.9yrsno datano data
Pintu Manna
Independent Non-Executive Director0.7yrsno datano data

0.7yrs

Average Tenure

Experienced Board: 509051's board of directors are not considered experienced ( 0.7 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Indian Infotech and Software Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Indian Infotech and Software Limited
  • Ticker: 509051
  • Exchange: BSE
  • Founded: 1982
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹190.654m
  • Shares outstanding: 1.00b
  • Website: https://null

Location

  • Indian Infotech and Software Limited
  • Unit No: 518, Anjani Complex
  • 5th Floor
  • Mumbai
  • Maharashtra
  • 400099
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
509051BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 2000

Biography

Indian Infotech and Software Limited, a non-banking finance company, engages in the financing business in India. It focuses on consumer, SME, and commercial lending activities. The company was formerly known as Indian Leasers Limited and changed its name to Indian Infotech and Software Limited in July 1998. Indian Infotech and Software Limited was incorporated in 1982 and is based in Mumbai, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/27 12:48
End of Day Share Price2020/02/26 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.