TCI Finance Valuation

Is 501242 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Book vs Peers
Price-To-Book vs Industry
Price-To-Book vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 501242 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 501242 (₹13.31) is trading below our estimate of fair value (₹24.91)

Significantly Below Fair Value: 501242 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 501242?

Key metric: As 501242 is unprofitable and pre-revenue we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for 501242. This is calculated by dividing 501242's market cap by their current book value.
What is 501242's PB Ratio?
PB Ratio	-0.3x
Book	-₹611.00m
Market Cap	₹171.20m

501242 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Book Ratio vs Peers

How does 501242's PB Ratio compare to its peers?

The above table shows the PB ratio for 501242 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PB	Estimated Growth	Market Cap
Peer Average	7.8x
511730 Avasara Finance	8x	n/a	₹171.6m
531509 Step Two	2.6x	n/a	₹129.5m
530055 Harmony Capital Services	14.7x	n/a	₹197.8m
530747 Challani Capital	6x	n/a	₹368.1m
501242 TCI Finance	n/a	n/a	₹171.2m

Price-To-Book vs Peers: 501242 has negative equity and a Price-To-Book Ratio (-0.3x) compared to the peer average (7.8x).

Price to Book Ratio vs Industry

How does 501242's PB Ratio compare vs other companies in the IN Diversified Financial Industry?

8 Companies	Price / Book	Estimated Growth	Market Cap
531310 Available Finance	0.3x	n/a	US$39.08m
539492 Garbi Finvest	0.3x	n/a	US$2.47m
539123 V. B. Industries	0.1x	n/a	US$1.35m
538863 Sri Amarnath Finance	0.1x	n/a	US$941.06k

8 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Book vs Industry: 501242 has negative equity and a Price-To-Book Ratio (-0.3x) compared to the Indian Diversified Financial industry average (1.7x).

Price to Book Ratio vs Fair Ratio

What is 501242's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

501242 PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio	-0.3x
Fair PB Ratio	n/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate 501242's Price-To-Book Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

Manappuram Finance

₹131.2b

A gold loan non-banking financial company, provides retail credit products and financial services in India.

531213

₹155.05

0.1%

-4.2%

Aditya Birla Capital

₹503.6b

Through its subsidiaries, provides various financial products and services in India and internationally.

ABCAPITAL

₹193.31

4.6%

14.3%

Five-Star Business Finance

₹188.5b

Operates as a non-banking financial company in India.

FIVESTAR

₹644.45

1.3%

-13.3%