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LIC Housing Finance BSE:500253 Stock Report

Last Price

₹577.75

Market Cap

₹318.0b

7D

-3.5%

1Y

-11.2%

Updated

07 Feb, 2025

Data

Company Financials +

LIC Housing Finance Limited

BSE:500253 Stock Report

Market Cap: ₹318.0b

500253 Stock Overview

A housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. More details

500253 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance2/6
Financial Health3/6
Dividends5/6

Rewards

Trading at 25.5% below our estimate of its fair value

Earnings have grown 18% per year over the past 5 years

Trading at good value compared to peers and industry

Risk Analysis

Debt is not well covered by operating cash flow

Dividend of 1.56% is not well covered by free cash flows


My Notes

Capture your thoughts, links and company narrative

LIC Housing Finance Limited Competitors

PNB Housing Finance

NSEI:PNBHOUSING

₹231.0b

Aadhar Housing Finance

NSEI:AADHARHFC

₹172.4b

IIFL Finance

NSEI:IIFL

₹154.8b

Aavas Financiers

NSEI:AAVAS

₹135.9b

Price History & Performance

Summary of share price highs, lows and changes for LIC Housing Finance
Historical stock prices
Current Share Price₹577.75
52 Week High₹827.00
52 Week Low₹530.00
Beta0.80
1 Month Change-0.99%
3 Month Change-8.97%
1 Year Change-11.22%
3 Year Change47.95%
5 Year Change40.21%
Change since IPO7,675.95%

Recent News & Updates

Recent updates

Shareholder Returns

500253IN Diversified FinancialIN Market
7D-3.5%-1.4%-0.1%
1Y-11.2%0.3%5.7%

Return vs Industry: 500253 underperformed the Indian Diversified Financial industry which returned -1.8% over the past year.

Return vs Market: 500253 underperformed the Indian Market which returned 5.5% over the past year.

Price Volatility

Is 500253's price volatile compared to industry and market?
500253 volatility
500253 Average Weekly Movement3.8%
Diversified Financial Industry Average Movement6.5%
Market Average Movement6.3%
10% most volatile stocks in IN Market9.0%
10% least volatile stocks in IN Market4.3%

Stable Share Price: 500253 has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: 500253's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19892,349Tribhuwan Adhikariwww.lichousing.com

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. It operates through Loans and Other segments. The company offers public and corporate deposits; home loans to residents and non-residents, as well as to pensioners; plot loans, home improvement and construction loans, home extension, and top up loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates.

LIC Housing Finance Limited Fundamentals Summary

How do LIC Housing Finance's earnings and revenue compare to its market cap?
500253 fundamental statistics
Market cap₹318.05b
Earnings (TTM)₹51.47b
Revenue (TTM)₹79.45b

6.2x

P/E Ratio

4.0x

P/S Ratio

Is 500253 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
500253 income statement (TTM)
Revenue₹79.45b
Cost of Revenue₹1.55b
Gross Profit₹77.90b
Other Expenses₹26.43b
Earnings₹51.47b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)93.57
Gross Margin98.04%
Net Profit Margin64.78%
Debt/Equity Ratio744.0%

How did 500253 perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

10%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 13:11
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

LIC Housing Finance Limited is covered by 71 analysts. 27 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Darpin ShahAlmondz Global Securities Ltd
Nitin BhasinAmbit Capital
Raghav GargAmbit Capital