Housing Development Finance (BSE:500010) - Stock Price, News & Analysis

500010 Stock Overview

Housing Development Finance Corporation Limited provides housing finance to individuals and corporate customers in India.

About the company

500010 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	5/6

Rewards

Price-To-Earnings ratio (19.3x) is below the Indian market (28.7x)

Earnings have grown 12.3% per year over the past 5 years

Risk Analysis

Earnings are forecast to decline by an average of 7.7% per year for the next 3 years

Shares are highly illiquid

Unstable dividend track record

Housing Development Finance Corporation Limited Competitors

Bajaj Finserv

NSEI:BAJAJFINSV

₹2.6t

Aditya Birla Capital

NSEI:ABCAPITAL

₹527.1b

L&T Finance

NSEI:L&TFH

₹407.6b

Indian Railway Finance

NSEI:IRFC

₹1.9t

Price History & Performance

Summary of all time highs, changes and price drops for Housing Development Finance
Historical stock prices
Current Share Price	₹2,729.95
52 Week High	₹2,926.00
52 Week Low	₹2,265.00
Beta	0.75
1 Month Change	0%
3 Month Change	-0.62%
1 Year Change	18.71%
3 Year Change	38.87%
5 Year Change	57.44%
Change since IPO	11,274.79%

Recent updates

Shareholder Returns

	500010	IN Diversified Financial	IN Market
7D	0%	-2.8%	-1.6%
1Y	18.7%	76.2%	45.0%

Return vs Industry: 500010 underperformed the Indian Diversified Financial industry which returned 37.4% over the past year.

Return vs Market: 500010 matched the Indian Market which returned 19.1% over the past year.

Price Volatility

Is 500010's price volatile compared to industry and market?
500010 volatility
500010 Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	7.3%
Market Average Movement	6.9%
10% most volatile stocks in IN Market	10.1%
10% least volatile stocks in IN Market	4.2%

Stable Share Price: 500010 has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine 500010's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1977	3,599	Keki Mistry	www.hdfc.com

Housing Development Finance Corporation Limited provides housing finance to individuals and corporate customers in India. It operates through Loans, Life Insurance, General Insurance, Asset Management, and Others segments. The company accepts fixed deposits, such as monthly income plans, non-cumulative interest plans, annual income plans, and cumulative options; and trust deposits.

Housing Development Finance Corporation Limited Fundamentals Summary

How do Housing Development Finance's earnings and revenue compare to its market cap?
500010 fundamental statistics
Market cap	₹5.05t
Earnings (TTM)	₹261.61b
Revenue (TTM)	₹1.14t

19.3x

P/E Ratio

4.4x

P/S Ratio

Is 500010 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
500010 income statement (TTM)
Revenue	₹1.14t
Cost of Revenue	₹0
Gross Profit	₹1.14t
Other Expenses	₹881.98b
Earnings	₹261.61b

Last Reported Earnings

Mar 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	141.30
Gross Margin	100.00%
Net Profit Margin	22.88%
Debt/Equity Ratio	202.6%

How did 500010 perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

31%

Payout Ratio

500010 Stock Overview

Rewards

Risk Analysis

Housing Development Finance Corporation Limited Competitors

NSEI:BAJAJFINSV

₹2.6t

NSEI:ABCAPITAL

₹527.1b

NSEI:L&TFH

₹407.6b

NSEI:IRFC

₹1.9t

Price History & Performance

Recent News & Updates

Kopvoorn B.V., Moss Investments Limited, Defati Investments Holding B.V., and Infinity Partners completed the acquisition of a majority stake in HDFC Credila Financial Services Limited from Housing Development Finance Corporation Limited (BSE:500010) for approximately INR 95.5 billion.

Housing Development Finance Corporation Limited(NSEI:HDFC) dropped from FTSE All-World Index (USD)

Housing Development Finance Corporation Limited (BSE:500010) acquired 5.46% stake in Xanadu Realty Private Limited for INR 250 million.

Housing Development Finance Corporation Limited (BSE:500010) acquired 5.46% stake in Xanadu Realty Private Limited for INR 250 million.

HDFC Shares to Be Delisted on 13 July 2023

Nitipalsingh Gajendrasingh Sisodiya and Vidhi Praveen Jain completed the acquisition of HDFC Ventures Trustee Company Limited from Housing Development Finance Corporation Limited (BSE:500010).

Recent updates

Kopvoorn B.V., Moss Investments Limited, Defati Investments Holding B.V., and Infinity Partners completed the acquisition of a majority stake in HDFC Credila Financial Services Limited from Housing Development Finance Corporation Limited (BSE:500010) for approximately INR 95.5 billion.

Housing Development Finance Corporation Limited(NSEI:HDFC) dropped from FTSE All-World Index (USD)

Housing Development Finance Corporation Limited (BSE:500010) acquired 5.46% stake in Xanadu Realty Private Limited for INR 250 million.

Housing Development Finance Corporation Limited (BSE:500010) acquired 5.46% stake in Xanadu Realty Private Limited for INR 250 million.

HDFC Shares to Be Delisted on 13 July 2023

Nitipalsingh Gajendrasingh Sisodiya and Vidhi Praveen Jain completed the acquisition of HDFC Ventures Trustee Company Limited from Housing Development Finance Corporation Limited (BSE:500010).

New minor risk - Shareholder dilution

Vividh Distributors Pvt Ltd completed the acquisition of HDFC Venture Capital Limited from Housing Development Finance Corporation Limited (BSE:500010) for INR 3 million.

Kopvoorn B.V., Moss Investments Limited, Defati Investments Holding B.V., and Infinity Partners has entered into investment agreement to acquire 90% stake in HDFC Credila Financial Services Limited from Housing Development Finance Corporation Limited (BSE:500010) for INR 90.6 billion.

Nitipalsingh Gajendrasingh Sisodiya and Vidhi Praveen Jain entered into a share purchase agreement to acquire HDFC Ventures Trustee Company Limited from Housing Development Finance Corporation Limited (BSE:500010) for INR 0.76 million.

Vividh Distributors Pvt Ltd and its six nominees entered into a Share Purchase Agreement to acquire HDFC Venture Capital Limited from Housing Development Finance Corporation Limited (BSE:500010) for INR 3 million.

Vividh Distributors Pvt Ltd and its six nominees entered into a Share Purchase Agreement to acquire HDFC Property Ventures Limited from Housing Development Finance Corporation Limited (BSE:500010) for INR 12 million.

Upcoming dividend of ₹44.00 per share at 1.6% yield

Blackstone, ADIA Reportedly Are Likely Bidders for HDFC's Credila

HDFC Receives Multiple Bids for HDFC Credila Financial Services Stake

Housing Development Finance Corporation Limited Approves Interim Dividend, Payable on June 1, 2023

Full year 2023 earnings released: EPS: ₹144 (vs ₹125 in FY 2022)

Third quarter 2023 earnings released: EPS: ₹36.59 (vs ₹32.27 in 3Q 2022)

Housing Development Finance Corporation Limited to Report Nine Months, 2023 Results on Feb 02, 2023

An unknown buyer acquired 2.54% stake in RuralShores Business Services Pvt Ltd. from Housing Development Finance Corporation Limited (BSE:500010).

Second quarter 2023 earnings released: EPS: ₹36.06 (vs ₹29.11 in 2Q 2022)

Housing Development Finance Corporation Limited to Report Q2, 2023 Results on Nov 03, 2022

Housing Development Finance Corporation Limited (BSE:500010) completed acquisition of remaining 19.5% stake in HDFC Venture Capital Limited from State Bank of India (NSEI:SBIN).

Housing Development Finance Corporation Limited announced that it expects to receive INR 20 billion in funding from HDFC Life Insurance Company Limited

Housing Development Finance Corporation Limited (BSE:500010) entered into an agreement to acquire remaining 19.5% stake in HDFC Venture Capital Limited from State Bank of India (NSEI:SBIN) for INR 9.75 million.

First quarter 2023 earnings released: EPS: ₹29.26 (vs ₹27.93 in 1Q 2022)

Housing Development Finance Corporation Limited to Report Q1, 2023 Results on Jul 29, 2022

HDFC Reportedly to Sell Four Large Stressed Accounts Before Merger

Full year 2022 earnings: EPS in line with expectations, revenues disappoint

Housing Development Finance Corporation Limited, Annual General Meeting, Jun 30, 2022

Abu Dhabi Investment Authority completed the acquisition of 10% Stake in HDFC Capital Advisors Limited from Housing Development Finance Corporation Limited (BSE:500010).

Upcoming dividend of ₹30.00 per share

Housing Development Finance Corporation Limited Recommends Dividend for the Financial Year 2021-2022, Payable July 1, 2022 Onwards

Full year 2022 earnings: EPS in line with expectations, revenues disappoint

Abu Dhabi Investment Authority agreed to acquire 10% stake in HDFC Capital Advisors Limited from Housing Development Finance Corporation Limited (BSE:500010) for INR1.84 billion.

Housing Development Finance Corporation Limited to Report Q4, 2022 Results on May 02, 2022

HDFC Bank Limited (NSEI:HDFCBANK) entered into scheme of amalgamation to acquire Housing Development Finance Corporation Limited (BSE:500010) for approximately INR 4580 billion.

Investor sentiment improved over the past week

Insider recently sold ₹4.5m worth of stock

General Manager of Public Relations recently sold ₹33m worth of stock

Insider recently sold ₹47m worth of stock

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Insider recently sold ₹10m worth of stock

CFO & Whole-time Executive Director recently sold ₹59m worth of stock

Second quarter 2022 earnings released: EPS ₹29.11 (vs ₹26.03 in 2Q 2021)

Insider recently sold ₹40m worth of stock

First quarter 2022 earnings released: EPS ₹27.93 (vs ₹20.86 in 1Q 2021)

Full year 2021 earnings released: EPS ₹106 (vs ₹124 in FY 2020)

Upcoming dividend of ₹23.00 per share

Insider recently sold ₹10m worth of stock

Housing Development Finance Corporation Limited Recommends Dividend for the Year 2020-2021, Payable on July 21, 2021

Full year 2021 earnings released: EPS ₹106 (vs ₹124 in FY 2020)

Insider recently sold ₹10m worth of stock

Insider recently sold ₹12m worth of stock

Insider recently sold ₹1.3m worth of stock

Vice Chairman & CEO recently sold ₹29m worth of stock

Head of Legal recently sold ₹27m worth of stock

New 90-day high: ₹2,771

Analysts increase revenue estimates to ₹594.3b