Ujjivan Small Finance Bank Future Growth
Future criteria checks 2/6
Ujjivan Small Finance Bank is forecast to grow earnings and revenue by 12.8% and 17.8% per annum respectively. EPS is expected to grow by 13% per annum. Return on equity is forecast to be 18.4% in 3 years.
Key information
12.8%
Earnings growth rate
13.0%
EPS growth rate
Banks earnings growth | 8.3% |
Revenue growth rate | 17.8% |
Future return on equity | 18.4% |
Analyst coverage | Good |
Last updated | 18 Nov 2024 |
Earnings and Revenue Growth Forecasts
Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
---|---|---|---|---|---|
3/31/2027 | 64,705 | 14,705 | N/A | N/A | 10 |
3/31/2026 | 55,452 | 12,589 | N/A | N/A | 14 |
3/31/2025 | 47,296 | 9,089 | N/A | N/A | 12 |
9/30/2024 | 41,017 | 11,638 | -25,299 | -22,833 | N/A |
6/30/2024 | 40,662 | 12,585 | N/A | N/A | N/A |
3/31/2024 | 39,813 | 12,815 | -47,590 | -45,134 | N/A |
12/31/2023 | 38,096 | 12,394 | N/A | N/A | N/A |
9/30/2023 | 36,639 | 12,325 | -95,547 | -93,638 | N/A |
6/30/2023 | 35,187 | 11,991 | N/A | N/A | N/A |
3/31/2023 | 32,693 | 10,779 | -63,110 | -61,857 | N/A |
12/31/2022 | 29,531 | 9,169 | N/A | N/A | N/A |
9/30/2022 | 24,747 | 5,899 | -44,965 | -44,151 | N/A |
6/30/2022 | 16,562 | 218 | N/A | N/A | N/A |
3/31/2022 | 9,460 | -4,146 | -26,535 | -26,020 | N/A |
12/31/2021 | 8,539 | -4,046 | N/A | N/A | N/A |
9/30/2021 | 4,455 | -6,496 | N/A | N/A | N/A |
6/30/2021 | 8,781 | -2,798 | N/A | N/A | N/A |
3/31/2021 | 12,403 | 83 | 2,433 | 3,014 | N/A |
12/31/2020 | 11,716 | -683 | N/A | N/A | N/A |
9/30/2020 | 16,932 | 3,002 | -16,840 | -16,083 | N/A |
6/30/2020 | 16,974 | 3,101 | N/A | N/A | N/A |
3/31/2020 | 17,848 | 3,367 | -32,488 | -31,593 | N/A |
12/31/2019 | 17,166 | 3,140 | N/A | N/A | N/A |
9/30/2019 | 15,675 | 2,564 | -50,396 | -49,245 | N/A |
6/30/2019 | 14,217 | 2,206 | -38,852 | -37,390 | N/A |
3/31/2019 | 12,718 | 1,727 | -32,782 | -31,292 | N/A |
12/31/2018 | 11,406 | 2,006 | N/A | N/A | N/A |
9/30/2018 | 10,156 | 1,851 | N/A | N/A | N/A |
6/30/2018 | 8,643 | 1,290 | N/A | N/A | N/A |
3/31/2018 | 6,617 | 69 | N/A | -12,524 | N/A |
3/31/2017 | 1,497 | 0 | N/A | -97,206 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: UJJIVANSFB's forecast earnings growth (12.8% per year) is above the savings rate (6.7%).
Earnings vs Market: UJJIVANSFB's earnings (12.8% per year) are forecast to grow slower than the Indian market (18% per year).
High Growth Earnings: UJJIVANSFB's earnings are forecast to grow, but not significantly.
Revenue vs Market: UJJIVANSFB's revenue (17.8% per year) is forecast to grow faster than the Indian market (10.5% per year).
High Growth Revenue: UJJIVANSFB's revenue (17.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: UJJIVANSFB's Return on Equity is forecast to be low in 3 years time (18.4%).