Bank of Maharashtra Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Maharashtra has total assets of ₹3,171.7B and total equity of ₹228.9B. Total deposits are ₹2,762.7B, and total loans are ₹2,139.3B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ₹166.0B.
Key information
13.9x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | ₹2.76t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹165.96b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MAHABANK's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if MAHABANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of MAHABANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: MAHABANK has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: MAHABANK's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: MAHABANK has an appropriate level of bad loans (1.9%).