Bank of Maharashtra Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Maharashtra has total assets of ₹3,073.3B and total equity of ₹198.7B. Total deposits are ₹2,707.3B, and total loans are ₹2,002.4B earning a Net Interest Margin of 3.6%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ₹303.1B.
Key information
15.5x
Asset to equity ratio
3.6%
Net interest margin
Total deposits | ₹2.71t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.9% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹303.12b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MAHABANK's Assets to Equity ratio (15.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if MAHABANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of MAHABANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: MAHABANK has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: MAHABANK's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: MAHABANK has an appropriate level of bad loans (1.9%).