Karnataka Bank Balance Sheet Health
Financial Health criteria checks 4/6
Karnataka Bank has total assets of ₹1,161.1B and total equity of ₹115.4B. Total deposits are ₹999.7B, and total loans are ₹739.5B earning a Net Interest Margin of 3.5%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are ₹78.4B.
Key information
10.1x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | ₹999.67b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹78.37b |
Recent financial health updates
No updates
Recent updates
Karnataka Bank (NSE:KTKBANK) Is Paying Out A Larger Dividend Than Last Year
Aug 21
Karnataka Bank (NSE:KTKBANK) Is Paying Out A Larger Dividend Than Last Year
Jul 27Do Karnataka Bank's (NSE:KTKBANK) Earnings Warrant Your Attention?
Oct 24Karnataka Bank (NSE:KTKBANK) Is Paying Out A Larger Dividend Than Last Year
Aug 09Here's Why We Think Karnataka Bank (NSE:KTKBANK) Might Deserve Your Attention Today
Mar 07Does Karnataka Bank (NSE:KTKBANK) Deserve A Spot On Your Watchlist?
Nov 03Karnataka Bank's (NSE:KTKBANK) Dividend Will Be Increased To ₹4.00
Aug 11Karnataka Bank's (NSE:KTKBANK) Upcoming Dividend Will Be Larger Than Last Year's
Jul 28We Think Shareholders Are Less Likely To Approve A Pay Rise For The Karnataka Bank Limited's (NSE:KTKBANK) CEO For Now
Aug 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KTKBANK's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if KTKBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 96% of KTKBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: KTKBANK has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: KTKBANK's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: KTKBANK has a high level of bad loans (3.3%).