Karnataka Bank Balance Sheet Health
Financial Health criteria checks 4/6
Karnataka Bank has total assets of ₹1,099.9B and total equity of ₹98.9B. Total deposits are ₹922.0B, and total loans are ₹682.2B earning a Net Interest Margin of 3.7%. It has insufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are ₹53.6B.
Key information
11.1x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | ₹921.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.7% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹53.61b |
Recent financial health updates
No updates
Recent updates
Do Karnataka Bank's (NSE:KTKBANK) Earnings Warrant Your Attention?
Oct 24
Karnataka Bank (NSE:KTKBANK) Is Paying Out A Larger Dividend Than Last Year
Aug 09Here's Why We Think Karnataka Bank (NSE:KTKBANK) Might Deserve Your Attention Today
Mar 07Does Karnataka Bank (NSE:KTKBANK) Deserve A Spot On Your Watchlist?
Nov 03Karnataka Bank's (NSE:KTKBANK) Dividend Will Be Increased To ₹4.00
Aug 11Karnataka Bank's (NSE:KTKBANK) Upcoming Dividend Will Be Larger Than Last Year's
Jul 28We Think Shareholders Are Less Likely To Approve A Pay Rise For The Karnataka Bank Limited's (NSE:KTKBANK) CEO For Now
Aug 26Here's Why I Think Karnataka Bank (NSE:KTKBANK) Is An Interesting Stock
May 29How Much Did Karnataka Bank's(NSE:KTKBANK) Shareholders Earn From Share Price Movements Over The Last Three Years?
Feb 28How Much Did Karnataka Bank's (NSE:KTKBANK) CEO Pocket Last Year?
Jan 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KTKBANK's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if KTKBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 92% of KTKBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: KTKBANK has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: KTKBANK's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: KTKBANK has a high level of bad loans (3.7%).