Jana Small Finance Bank Past Earnings Performance
Past criteria checks 5/6
Jana Small Finance Bank has been growing earnings at an average annual rate of 95.2%, while the Banks industry saw earnings growing at 41.3% annually. Revenues have been growing at an average rate of 24.9% per year. Jana Small Finance Bank's return on equity is 18.7%, and it has net margins of 31.6%.
Key information
95.2%
Earnings growth rate
99.4%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 24.9% |
| Return on equity | 18.7% |
| Net Margin | 31.6% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Jana Small Finance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 21,192 | 6,695 | 9,747 | 0 |
| 31 Dec 23 | 19,527 | 4,289 | 13,952 | 0 |
| 30 Sep 23 | 18,706 | 4,136 | 14,137 | 0 |
| 30 Jun 23 | 16,636 | 3,012 | 12,459 | 0 |
| 31 Mar 23 | 15,405 | 2,560 | 12,459 | 0 |
| 31 Dec 22 | 14,026 | 1,762 | 10,915 | 0 |
| 30 Sep 22 | 12,400 | 507 | 16,939 | 0 |
| 30 Jun 22 | 12,171 | 476 | 10,915 | 0 |
| 31 Mar 22 | 11,442 | 54 | 11,005 | 0 |
| 31 Dec 21 | 11,302 | 51 | 193 | 0 |
| 30 Sep 21 | 11,245 | 122 | 10,176 | 0 |
| 30 Jun 21 | 11,141 | 460 | 7,694 | 0 |
| 31 Mar 21 | 11,316 | 843 | 10,130 | 0 |
| 31 Dec 20 | 12,094 | 1,261 | 12,901 | 0 |
| 30 Sep 20 | 12,872 | 1,679 | 10,799 | 0 |
| 30 Jun 20 | 12,407 | 990 | 10,970 | 0 |
| 31 Mar 20 | 11,942 | 301 | 11,141 | 0 |
| 31 Mar 19 | -8,179 | -19,491 | 10,720 | 0 |
| 31 Mar 18 | -9,558 | -25,038 | 14,075 | 0 |
| 31 Mar 17 | 15,951 | 1,701 | 6,685 | 0 |
| 31 Dec 16 | 14,822 | 2,268 | 5,475 | 0 |
| 30 Sep 16 | 13,692 | 2,836 | 4,266 | 0 |
| 30 Jun 16 | 11,506 | 2,219 | 3,805 | 0 |
| 31 Mar 16 | 9,320 | 1,603 | 3,345 | 0 |
| 31 Dec 15 | 7,743 | 1,303 | 2,792 | 0 |
| 30 Sep 15 | 6,481 | 1,003 | 2,239 | 0 |
| 30 Jun 15 | 5,439 | 879 | 1,872 | 0 |
| 31 Mar 15 | 4,082 | 754 | 1,506 | 0 |
| 31 Dec 14 | 3,688 | 695 | 1,306 | 0 |
| 30 Sep 14 | 3,293 | 636 | 1,106 | 0 |
| 30 Jun 14 | 2,889 | 571 | 965 | 0 |
| 31 Mar 14 | 2,485 | 506 | 825 | 0 |
| 31 Dec 13 | 2,070 | 422 | 715 | 0 |
| 30 Sep 13 | 1,655 | 338 | 606 | 0 |
| 30 Jun 13 | 1,349 | 259 | 529 | 0 |
Quality Earnings: JSFB has high quality earnings.
Growing Profit Margin: JSFB's current net profit margins (31.6%) are higher than last year (16.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JSFB has become profitable over the past 5 years, growing earnings by 95.2% per year.
Accelerating Growth: JSFB's earnings growth over the past year (161.6%) exceeds its 5-year average (95.2% per year).
Earnings vs Industry: JSFB earnings growth over the past year (161.6%) exceeded the Banks industry 38.7%.
Return on Equity
High ROE: JSFB's Return on Equity (18.7%) is considered low.