Indian Overseas Bank Past Earnings Performance
Past criteria checks 3/6
Indian Overseas Bank has been growing earnings at an average annual rate of 68.9%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 44.6% per year. Indian Overseas Bank's return on equity is 10.5%, and it has net margins of 22.8%.
Key information
68.9%
Earnings growth rate
79.4%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 44.6% |
| Return on equity | 10.5% |
| Net Margin | 22.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Indian Overseas Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 130,218 | 29,628 | 76,749 | 0 |
| 30 Jun 24 | 124,134 | 28,103 | 74,722 | 0 |
| 31 Mar 24 | 121,531 | 26,657 | 75,636 | 0 |
| 31 Dec 23 | 103,940 | 25,109 | 59,979 | 0 |
| 30 Sep 23 | 96,765 | 23,418 | 58,353 | 0 |
| 30 Jun 23 | 93,573 | 22,149 | 57,416 | 0 |
| 31 Mar 23 | 87,833 | 21,040 | 53,750 | 0 |
| 31 Dec 22 | 81,663 | 20,002 | 50,694 | 0 |
| 30 Sep 22 | 76,140 | 18,964 | 47,117 | 0 |
| 30 Jun 22 | 72,370 | 17,757 | 45,156 | 0 |
| 31 Mar 22 | 72,378 | 17,093 | 46,046 | 0 |
| 31 Dec 21 | 71,699 | 15,069 | 48,462 | 0 |
| 30 Sep 21 | 70,281 | 12,657 | 49,464 | 0 |
| 30 Jun 21 | 67,473 | 10,374 | 49,025 | 0 |
| 31 Mar 21 | 63,356 | 7,584 | 48,536 | 0 |
| 31 Dec 20 | 58,756 | 6,255 | 45,971 | 0 |
| 30 Sep 20 | -2,145 | -56,629 | 46,360 | 0 |
| 30 Jun 20 | -26,951 | -80,646 | 45,746 | 0 |
| 31 Mar 20 | -32,690 | -85,274 | 44,266 | 0 |
| 31 Dec 19 | -68,877 | -106,564 | 42,217 | 0 |
| 30 Sep 19 | -18,940 | -49,269 | 39,852 | 0 |
| 30 Jun 19 | -5,938 | -31,605 | 37,642 | 0 |
| 31 Mar 19 | -15,090 | -37,379 | 37,968 | 0 |
| 31 Dec 18 | -34,581 | -53,595 | 37,808 | 0 |
| 30 Sep 18 | -35,557 | -59,846 | 38,780 | 0 |
| 30 Jun 18 | -35,652 | -67,198 | 40,665 | 0 |
| 31 Mar 18 | -30,468 | -62,995 | 40,890 | 0 |
| 31 Dec 17 | 15,742 | -33,394 | 40,207 | 0 |
| 30 Sep 17 | 18,639 | -29,227 | 40,788 | 0 |
| 30 Jun 17 | 21,750 | -24,653 | 40,993 | 0 |
| 31 Mar 17 | 15,311 | -34,167 | 41,283 | 0 |
| 31 Dec 16 | 2,925 | -37,063 | 41,976 | 0 |
| 30 Sep 16 | -1,994 | -45,769 | 42,818 | 0 |
| 30 Jun 16 | -1,427 | -43,626 | 43,212 | 0 |
| 31 Mar 16 | 12,974 | -28,973 | 44,485 | 0 |
| 31 Dec 15 | 31,835 | -19,256 | 39,687 | 0 |
| 30 Sep 15 | 37,906 | -10,166 | 39,284 | 0 |
| 30 Jun 15 | 41,067 | -7,113 | 38,705 | 0 |
| 31 Mar 15 | 43,116 | -4,543 | 36,074 | 0 |
| 31 Dec 14 | 42,296 | -2,215 | 35,164 | 0 |
| 30 Sep 14 | 45,072 | 3,696 | 32,528 | 0 |
| 30 Jun 14 | 47,395 | 7,477 | 32,100 | 0 |
| 31 Mar 14 | 45,920 | 6,017 | 32,311 | 0 |
Quality Earnings: IOB has high quality earnings.
Growing Profit Margin: IOB's current net profit margins (22.8%) are lower than last year (24.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: IOB has become profitable over the past 5 years, growing earnings by 68.9% per year.
Accelerating Growth: IOB's earnings growth over the past year (26.5%) is below its 5-year average (68.9% per year).
Earnings vs Industry: IOB earnings growth over the past year (26.5%) exceeded the Banks industry 15%.
Return on Equity
High ROE: IOB's Return on Equity (10.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/31 11:37 |
| End of Day Share Price | 2024/12/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Indian Overseas Bank is covered by 17 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Vaibhav Agrawal | Angel Broking Private Limited |
| null RESEARCH DEPARTMENT | Avendus Spark |
| Vikash Mundhra | Batlivala & Karani Securities India Pvt. Ltd. |