IIFL Finance Limited provides various financial products and services in India and internationally.
IIFL Finance Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₹296.80|
|52 Week High||₹73.80|
|52 Week Low||₹346.30|
|1 Month Change||7.01%|
|3 Month Change||4.62%|
|1 Year Change||280.76%|
|3 Year Change||-25.61%|
|5 Year Change||-11.14%|
|Change since IPO||1,801.34%|
Recent News & Updates
Here's Why I Think IIFL Finance (NSE:IIFL) Might Deserve Your Attention Today
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
|IIFL||IN Mortgage||IN Market|
Return vs Industry: IIFL exceeded the Indian Mortgage industry which returned 43.2% over the past year.
Return vs Market: IIFL exceeded the Indian Market which returned 62.6% over the past year.
Stable Share Price: IIFL is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: IIFL's weekly volatility (6%) has been stable over the past year.
About the Company
IIFL Finance Limited provides various financial products and services in India and internationally. The company offers home, personal, and gold loans; business loans, including loans against property, medium and small enterprise financing, micro finance, developer and construction finance, real estate finance, and capital market finance; and digital finance. It also provides wealth and asset management, and real estate broker and consulting services; investment banking services, including equity and debt capital market, and private equity and M&A advisory services; and mutual funds, equity, derivatives/futures, options, commodities, and currency trading, as well as research services.
IIFL Finance Fundamentals Summary
|IIFL fundamental statistics|
Is IIFL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|IIFL income statement (TTM)|
|Cost of Revenue||₹92.18m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Oct 27, 2021
|Earnings per share (EPS)||26.22|
|Net Profit Margin||27.35%|
How did IIFL perform over the long term?See historical performance and comparison
1.0%Current Dividend Yield
Is IIFL Finance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: IIFL (₹296.8) is trading above our estimate of fair value (₹162.5)
Significantly Below Fair Value: IIFL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: IIFL is good value based on its PE Ratio (11.3x) compared to the Indian Mortgage industry average (22.6x).
PE vs Market: IIFL is good value based on its PE Ratio (11.3x) compared to the Indian market (21.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate IIFL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: IIFL is overvalued based on its PB Ratio (2.1x) compared to the IN Mortgage industry average (1.4x).
How is IIFL Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as IIFL Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has IIFL Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: IIFL has high quality earnings.
Growing Profit Margin: IIFL's current net profit margins (27.3%) are higher than last year (14.5%).
Past Earnings Growth Analysis
Earnings Trend: IIFL's earnings have grown by 2.4% per year over the past 5 years.
Accelerating Growth: IIFL's earnings growth over the past year (177.2%) exceeds its 5-year average (2.4% per year).
Earnings vs Industry: IIFL earnings growth over the past year (177.2%) exceeded the Mortgage industry -1%.
Return on Equity
High ROE: IIFL's Return on Equity (18.4%) is considered low.
How is IIFL Finance's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: IIFL's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if IIFL has a sufficient allowance for bad loans.
Low Risk Liabilities: IIFL reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if IIFL has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: IIFL reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if IIFL has an appropriate level of bad loans.
What is IIFL Finance current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: IIFL's dividend (1.01%) is higher than the bottom 25% of dividend payers in the Indian market (0.34%).
High Dividend: IIFL's dividend (1.01%) is low compared to the top 25% of dividend payers in the Indian market (1.38%).
Stability and Growth of Payments
Stable Dividend: IIFL's dividend payments have been volatile in the past 10 years.
Growing Dividend: IIFL's dividend payments have not increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (11.4%), IIFL's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
IIFL Finance has no CEO, or we have no data on them.
Experienced Management: IIFL's management team is considered experienced (3.2 years average tenure).
Experienced Board: IIFL's board of directors are seasoned and experienced ( 13.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: IIFL insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
IIFL Finance Limited's employee growth, exchange listings and data sources
- Name: IIFL Finance Limited
- Ticker: IIFL
- Exchange: NSEI
- Founded: 1995
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: ₹114.193b
- Shares outstanding: 379.25m
- Website: https://www.iifl.com
Number of Employees
- IIFL Finance Limited
- 802, Hubtown Solaris
- 8th Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/22 15:30|
|End of Day Share Price||2021/10/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.