IDBI Bank Balance Sheet Health
Financial Health criteria checks 4/6
IDBI Bank has total assets of ₹3,642.7B and total equity of ₹512.3B. Total deposits are ₹2,773.7B, and total loans are ₹1,885.8B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 4.9% of total loans. Cash and short-term investments are ₹139.9B.
Key information
7.1x
Asset to equity ratio
4.5%
Net interest margin
Total deposits | ₹2.77t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.9% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹139.91b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IDBI's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: Insufficient data to determine if IDBI has a sufficient allowance for bad loans.
Low Risk Liabilities: 89% of IDBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: IDBI has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: IDBI's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: IDBI has a high level of bad loans (4.9%).