IDBI Bank Balance Sheet Health
Financial Health criteria checks 4/6
IDBI Bank has total assets of ₹3,735.5B and total equity of ₹548.3B. Total deposits are ₹2,772.8B, and total loans are ₹2,009.0B earning a Net Interest Margin of 4.9%. It has insufficient allowance for bad loans, which are currently at 3.8% of total loans. Cash and short-term investments are ₹163.6B.
Key information
6.8x
Asset to equity ratio
4.9%
Net interest margin
| Total deposits | ₹2.77t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.8% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹163.61b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IDBI's Assets to Equity ratio (6.8x) is low.
Allowance for Bad Loans: Insufficient data to determine if IDBI has a sufficient allowance for bad loans.
Low Risk Liabilities: 87% of IDBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: IDBI has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: IDBI's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: IDBI has a high level of bad loans (3.8%).