HDFC Bank Limited

NSEI:HDFCBANK Stock Report

Market Cap: ₹14.0t

HDFC Bank Past Earnings Performance

Past criteria checks 4/6

HDFC Bank has been growing earnings at an average annual rate of 20.5%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 29.9% per year. HDFC Bank's return on equity is 14.4%, and it has net margins of 25.1%.

Key information

20.5%

Earnings growth rate

14.3%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate29.9%
Return on equity14.4%
Net Margin25.1%
Next Earnings Update22 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How HDFC Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:HDFCBANK Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,761,061691,810497,3270
30 Jun 242,663,374681,665490,0240
31 Mar 242,288,379640,620466,6450
31 Dec 231,933,224590,341382,1570
30 Sep 231,380,478488,373400,2010
30 Jun 231,206,281487,884213,6120
31 Mar 231,130,321459,971311,3330
31 Dec 221,063,617438,457275,8430
30 Sep 22994,716418,044284,3230
30 Jun 22960,154397,098257,2770
31 Mar 22911,858380,528247,6460
31 Dec 21875,561360,435230,8730
30 Sep 21828,142335,679238,7760
30 Jun 21804,006328,281218,3970
31 Mar 21777,974318,332214,9700
31 Dec 20752,659306,796202,4930
30 Sep 20774,294323,507204,5360
30 Jun 20715,435285,051199,7000
31 Mar 20712,309272,540196,8650
31 Dec 19698,242262,745186,7940
30 Sep 19665,892239,671196,7420
30 Jun 19646,879232,001174,0840
31 Mar 19620,129223,324168,5910
31 Dec 18592,785213,13397,1990
30 Sep 18561,237206,261157,9170
30 Jun 18543,546193,450120,3370
31 Mar 18523,911185,100151,3730
31 Dec 17500,618177,508150,4360
30 Sep 17477,325169,916149,4990
30 Jun 17459,245161,086144,7220
31 Mar 17441,166152,256139,9460
31 Dec 16422,287144,819133,4260
30 Sep 16403,409137,382126,9050
30 Jun 16388,419132,697119,1130
31 Mar 16373,429128,013111,3200
31 Dec 15355,511122,182109,8750
30 Sep 15337,593116,351108,4290
30 Jun 15322,081111,620100,7490
31 Mar 15306,570106,88993,0690
31 Dec 14293,499101,39492,3900
30 Sep 14280,42895,90091,7100
30 Jun 14268,61691,66786,8670
31 Mar 14256,80387,43582,0240
31 Dec 13245,71682,20982,7800

Quality Earnings: HDFCBANK has high quality earnings.

Growing Profit Margin: HDFCBANK's current net profit margins (25.1%) are lower than last year (35.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: HDFCBANK's earnings have grown significantly by 20.5% per year over the past 5 years.

Accelerating Growth: HDFCBANK's earnings growth over the past year (41.7%) exceeds its 5-year average (20.5% per year).

Earnings vs Industry: HDFCBANK earnings growth over the past year (41.7%) exceeded the Banks industry 15%.

Return on Equity

High ROE: HDFCBANK's Return on Equity (14.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/17 00:55
End of Day Share Price 2024/12/17 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

HDFC Bank Limited is covered by 82 analysts. 37 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pankaj AgarwalAmbit Capital
Kaitav ShahAnand Rathi Shares and Stock Brokers Limited
Jaikishan ParmarAngel Broking Private Limited