HDFC Bank Balance Sheet Health
Financial Health criteria checks 6/6
HDFC Bank has total assets of ₹41,517.9B and total equity of ₹4,972.3B. Total deposits are ₹24,963.2B, and total loans are ₹25,857.1B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ₹2,663.9B.
Key information
8.3x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | ₹24.96t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₹2.66t |
Recent financial health updates
No updates
Recent updates
HDFC Bank (NSE:HDFCBANK) Is Increasing Its Dividend To ₹19.00
May 10
HDFC Bank's (NSE:HDFCBANK) Upcoming Dividend Will Be Larger Than Last Year's
Apr 20Here's Why HDFC Bank (NSE:HDFCBANK) Has Caught The Eye Of Investors
Mar 16HDFC Bank (NSE:HDFCBANK) Ticks All The Boxes When It Comes To Earnings Growth
Sep 29Do HDFC Bank's (NSE:HDFCBANK) Earnings Warrant Your Attention?
Jun 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HDFCBANK's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: HDFCBANK has a sufficient allowance for bad loans (133%).
Low Risk Liabilities: 68% of HDFCBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HDFCBANK has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: HDFCBANK's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: HDFCBANK has an appropriate level of bad loans (1.3%).