HDFC Bank Balance Sheet Health
Financial Health criteria checks 5/6
HDFC Bank has total assets of ₹40,301.9B and total equity of ₹4,697.8B. Total deposits are ₹23,768.9B, and total loans are ₹25,658.9B earning a Net Interest Margin of 4.1%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are ₹2,288.3B.
Key information
8.6x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | ₹23.77t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹2.29t |
Recent financial health updates
No updates
Recent updates
HDFC Bank (NSE:HDFCBANK) Is Increasing Its Dividend To ₹19.00
May 10
HDFC Bank's (NSE:HDFCBANK) Upcoming Dividend Will Be Larger Than Last Year's
Apr 20Here's Why HDFC Bank (NSE:HDFCBANK) Has Caught The Eye Of Investors
Mar 16HDFC Bank (NSE:HDFCBANK) Ticks All The Boxes When It Comes To Earnings Growth
Sep 29Do HDFC Bank's (NSE:HDFCBANK) Earnings Warrant Your Attention?
Jun 08Here's Why We Think HDFC Bank (NSE:HDFCBANK) Is Well Worth Watching
Feb 13With EPS Growth And More, HDFC Bank (NSE:HDFCBANK) Is Interesting
Nov 01With EPS Growth And More, HDFC Bank (NSE:HDFCBANK) Is Interesting
Jul 16Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HDFCBANK's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: Insufficient data to determine if HDFCBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 67% of HDFCBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HDFCBANK has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: HDFCBANK's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: HDFCBANK has an appropriate level of bad loans (1.2%).