Equitas Small Finance Bank Limited

NSEI:EQUITASBNK Stock Report

Market Cap: ₹74.6b

Equitas Small Finance Bank Past Earnings Performance

Past criteria checks 2/6

Equitas Small Finance Bank has been growing earnings at an average annual rate of 23.6%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 19% per year. Equitas Small Finance Bank's return on equity is 7.5%, and it has net margins of 11%.

Key information

23.6%

Earnings growth rate

21.5%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate19.0%
Return on equity7.5%
Net Margin11.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Equitas Small Finance Bank (NSE:EQUITASBNK) Is Due To Pay A Dividend Of ₹1.00

Jul 30
Equitas Small Finance Bank (NSE:EQUITASBNK) Is Due To Pay A Dividend Of ₹1.00

Is Now The Time To Put Equitas Small Finance Bank (NSE:EQUITASBNK) On Your Watchlist?

May 03
Is Now The Time To Put Equitas Small Finance Bank (NSE:EQUITASBNK) On Your Watchlist?

Should You Be Adding Equitas Small Finance Bank (NSE:EQUITASBNK) To Your Watchlist Today?

Dec 13
Should You Be Adding Equitas Small Finance Bank (NSE:EQUITASBNK) To Your Watchlist Today?

Does Equitas Small Finance Bank (NSE:EQUITASBNK) Deserve A Spot On Your Watchlist?

Sep 08
Does Equitas Small Finance Bank (NSE:EQUITASBNK) Deserve A Spot On Your Watchlist?

Here's Why We Think Equitas Small Finance Bank (NSE:EQUITASBNK) Might Deserve Your Attention Today

May 05
Here's Why We Think Equitas Small Finance Bank (NSE:EQUITASBNK) Might Deserve Your Attention Today

How Many Equitas Small Finance Bank Limited (NSE:EQUITASBNK) Shares Do Institutions Own?

Feb 02
How Many Equitas Small Finance Bank Limited (NSE:EQUITASBNK) Shares Do Institutions Own?

Revenue & Expenses Breakdown

How Equitas Small Finance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:EQUITASBNK Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2440,6814,48320,2010
30 Jun 2439,7416,33514,1560
31 Mar 2438,7827,99019,0230
31 Dec 2337,9787,81417,4950
30 Sep 2336,0737,49516,9540
30 Jun 2334,1506,67811,9900
31 Mar 2332,1445,73615,3860
31 Dec 2229,6965,03113,8620
30 Sep 2228,4444,41013,3470
30 Jun 2227,2563,65812,8710
31 Mar 2225,7642,80712,8310
31 Dec 2125,0242,74111,5670
30 Sep 2124,6042,76711,2120
30 Jun 2123,4673,38510,8140
31 Mar 2122,1603,84210,5430
31 Dec 2020,8693,14410,1190
30 Sep 2019,2602,9789,9080
30 Jun 2018,0642,4809,2580
31 Mar 2017,7792,4369,6070
31 Dec 1916,6932,6617,1250
30 Sep 1915,8942,3758,4720
30 Jun 1915,1212,2408,0580
31 Mar 1914,3472,1067,5540
31 Dec 1813,2131,4767,8650
30 Sep 1812,0798468,1760
30 Jun 1811,5495827,6090
31 Mar 1811,0193187,0430
31 Dec 1710,6025526,4270
30 Sep 1710,1607875,8110
30 Jun 178,9169144,9730
31 Mar 177,6851,0414,1350
31 Dec 166,2611,0372,9240
30 Sep 164,4141,0321,5140
30 Jun 163,6109421,2430
31 Mar 163,2418511,1700
31 Dec 152,7097209750
30 Sep 152,1775898840
30 Jun 151,8684658190
31 Mar 151,5593426500
31 Dec 141,4522785580
30 Sep 141,3231926230
30 Jun 141,1321885380
31 Mar 147731583920

Quality Earnings: EQUITASBNK has high quality earnings.

Growing Profit Margin: EQUITASBNK's current net profit margins (11%) are lower than last year (20.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: EQUITASBNK's earnings have grown significantly by 23.6% per year over the past 5 years.

Accelerating Growth: EQUITASBNK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: EQUITASBNK had negative earnings growth (-40.2%) over the past year, making it difficult to compare to the Banks industry average (15%).


Return on Equity

High ROE: EQUITASBNK's Return on Equity (7.5%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 00:13
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Equitas Small Finance Bank Limited is covered by 27 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAntique Stockbroking Ltd.
Praveen AgarwalAxis Capital Limited
Jai MundhraBatlivala & Karani Securities India Pvt. Ltd.