Central Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
Central Bank of India has total assets of ₹4,477.7B and total equity of ₹324.5B. Total deposits are ₹3,855.4B, and total loans are ₹2,444.0B earning a Net Interest Margin of 3.6%. It has insufficient allowance for bad loans, which are currently at 4.7% of total loans. Cash and short-term investments are ₹376.1B.
Key information
13.8x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | ₹3.86t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.7% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹376.08b |
Recent financial health updates
No updates
Recent updates
We Ran A Stock Scan For Earnings Growth And Central Bank of India (NSE:CENTRALBK) Passed With Ease
Dec 05
Is Now The Time To Put Central Bank of India (NSE:CENTRALBK) On Your Watchlist?
Aug 15If EPS Growth Is Important To You, Central Bank of India (NSE:CENTRALBK) Presents An Opportunity
May 01Reflecting on Central Bank of India's (NSE:CENTRALBK) Share Price Returns Over The Last Three Years
Dec 07Reflecting on Central Bank of India's (NSE:CENTRALBK) Share Price Returns Over The Last Three Years
Aug 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CENTRALBK's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if CENTRALBK has a sufficient allowance for bad loans.
Low Risk Liabilities: 93% of CENTRALBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: CENTRALBK has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: CENTRALBK's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: CENTRALBK has a high level of bad loans (4.7%).