Bandhan Bank Balance Sheet Health
Financial Health criteria checks 4/6
Bandhan Bank has total assets of ₹1,797.7B and total equity of ₹237.1B. Total deposits are ₹1,425.1B, and total loans are ₹1,260.6B earning a Net Interest Margin of 7.4%. It has insufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are ₹101.6B.
Key information
7.6x
Asset to equity ratio
7.4%
Net interest margin
| Total deposits | ₹1.43t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹101.60b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BANDHANBNK's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: BANDHANBNK has a low allowance for bad loans (72%).
Low Risk Liabilities: 91% of BANDHANBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: BANDHANBNK has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: BANDHANBNK's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: BANDHANBNK has a high level of bad loans (4.8%).