Bandhan Bank Balance Sheet Health
Financial Health criteria checks 4/6
Bandhan Bank has total assets of ₹1,524.4B and total equity of ₹207.9B. Total deposits are ₹1,120.8B, and total loans are ₹1,020.3B earning a Net Interest Margin of 7.2%. It has insufficient allowance for bad loans, which are currently at 7.7% of total loans. Cash and short-term investments are ₹76.7B.
Key information
7.3x
Asset to equity ratio
7.2%
Net interest margin
| Total deposits | ₹1.12t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 7.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹76.68b |
Recent financial health updates
No updates
Recent updates
Have Bandhan Bank Limited (NSE:BANDHANBNK) Insiders Been Selling Their Stock?
Mar 14
What Kind Of Shareholders Hold The Majority In Bandhan Bank Limited's (NSE:BANDHANBNK) Shares?
Feb 09Bandhan Bank's(NSE:BANDHANBNK) Share Price Is Down 20% Over The Past Year.
Jan 05
Don't Ignore The Fact That This Insider Just Sold Some Shares In Bandhan Bank Limited (NSE:BANDHANBNK)
Dec 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BANDHANBNK's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: BANDHANBNK has a low allowance for bad loans (77%).
Low Risk Liabilities: 85% of BANDHANBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: BANDHANBNK has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: BANDHANBNK's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: BANDHANBNK has a high level of bad loans (7.7%).