Karur Vysya Bank Balance Sheet Health
Financial Health criteria checks 5/6
Karur Vysya Bank has total assets of ₹1,125.7B and total equity of ₹109.0B. Total deposits are ₹958.4B, and total loans are ₹796.2B earning a Net Interest Margin of 4.2%. It has insufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are ₹56.9B.
Key information
10.3x
Asset to equity ratio
4.2%
Net interest margin
| Total deposits | ₹958.39b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹56.87b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 590003's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 590003 has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of 590003's liabilities are made up of primarily low risk sources of funding.
Loan Level: 590003 has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: 590003's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 590003 has an appropriate level of bad loans (1.1%).