543942 Stock Overview
Provides banking and financial services in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 5/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for 543942 from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Utkarsh Small Finance Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹34.06 |
| 52 Week High | ₹68.23 |
| 52 Week Low | ₹33.65 |
| Beta | 0 |
| 1 Month Change | -4.73% |
| 3 Month Change | -25.36% |
| 1 Year Change | -42.16% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -28.95% |
Recent News & Updates
Recent updates
Shareholder Returns
| 543942 | IN Banks | IN Market | |
|---|---|---|---|
| 7D | -1.4% | -0.5% | 1.6% |
| 1Y | -42.2% | 6.7% | 17.5% |
Return vs Industry: 543942 underperformed the Indian Banks industry which returned 6.7% over the past year.
Return vs Market: 543942 underperformed the Indian Market which returned 17.5% over the past year.
Price Volatility
| 543942 volatility | |
|---|---|
| 543942 Average Weekly Movement | 4.9% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.1% |
| 10% least volatile stocks in IN Market | 4.1% |
Stable Share Price: 543942 has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: 543942's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2009 | 16,081 | Govind Singh | www.utkarsh.bank |
Utkarsh Small Finance Bank Limited provides banking and financial services in India. The company offers savings account, and fixed, recurring, and tax saver fixed deposits; debit, credit, and other cards; home, LAP retail, personal, gold, and other loans; life and general insurance; investment products; and remittance, bill payment, locker facility, overdraft facility against fixed deposits, ATM and branch banking, corporate net banking, and internet and mobile banking services. It also provides current, institutional, and escrow banking accounts; micro banking group, MSME, wholesale, micro banking business, commercial vehicle and construction equipment, and other loans; life, health, and general insurance; various investment products; and inward and outward remittance, bill payment, ATM, and internet and mobile banking services for business customers.
Utkarsh Small Finance Bank Limited Fundamentals Summary
| 543942 fundamental statistics | |
|---|---|
| Market cap | ₹37.50b |
| Earnings (TTM) | ₹4.65b |
| Revenue (TTM) | ₹20.49b |
8.1x
P/E Ratio1.2x
P/B RatioIs 543942 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 543942 income statement (TTM) | |
|---|---|
| Revenue | ₹20.49b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹20.49b |
| Other Expenses | ₹15.85b |
| Earnings | ₹4.65b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.22 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.67% |
| Debt/Equity Ratio | 63.9% |
How did 543942 perform over the long term?
See historical performance and comparisonDividends
1.5%
Current Dividend Yield10%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/04 07:35 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Utkarsh Small Finance Bank Limited is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Renish Bhuva | ICICI Securities Ltd. |
| Sanjeev Prasad | Kotak Securities (Institutional Equities) |
| Ashlesh Sonje | Kotak Securities (Institutional Equities) |