AU Small Finance Bank Limited

BSE:540611 Stock Report

Market Cap: ₹470.6b

AU Small Finance Bank Valuation

Is 540611 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 540611 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 540611 (₹645.2) is trading above our estimate of fair value (₹251.94)

Significantly Below Fair Value: 540611 is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 540611?

Other financial metrics that can be useful for relative valuation.

540611 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio1.3x

Price to Earnings Ratio vs Peers

How does 540611's PE Ratio compare to its peers?

The above table shows the PE ratio for 540611 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11.3x
BANDHANBNK Bandhan Bank
10.3x18.1%₹303.3b
CSBBANK CSB Bank
11.4xn/a₹64.7b
UJJIVANSFB Ujjivan Small Finance Bank
8.7x10.4%₹105.1b
CAPITALSFB Capital Small Finance Bank
14.8xn/a₹15.9b
540611 AU Small Finance Bank
31.2x24.3%₹470.6b

Price-To-Earnings vs Peers: 540611 is expensive based on its Price-To-Earnings Ratio (31.2x) compared to the peer average (11.3x).


Price to Earnings Ratio vs Industry

How does 540611's PE Ratio compare vs other companies in the IN Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a10.8%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a10.8%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: 540611 is expensive based on its Price-To-Earnings Ratio (31.2x) compared to the Indian Banks industry average (12.2x).


Price to Earnings Ratio vs Fair Ratio

What is 540611's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

540611 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio31.2x
Fair PE Ratio14.7x

Price-To-Earnings vs Fair Ratio: 540611 is expensive based on its Price-To-Earnings Ratio (31.2x) compared to the estimated Fair Price-To-Earnings Ratio (14.7x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 540611 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹645.20
₹690.89
+7.1%
13.2%₹884.00₹530.00n/a19
Apr ’25₹589.35
₹704.89
+19.6%
16.0%₹1,010.00₹530.00n/a18
Mar ’25₹575.60
₹738.32
+28.3%
16.4%₹1,010.00₹560.00n/a19
Feb ’25₹635.55
₹739.90
+16.4%
15.9%₹1,010.00₹560.00n/a20
Jan ’25₹785.50
₹745.55
-5.1%
15.3%₹1,000.00₹560.00n/a20
Dec ’24₹742.05
₹743.05
+0.1%
15.2%₹1,000.00₹560.00n/a20
Nov ’24₹667.95
₹737.43
+10.4%
14.0%₹925.00₹560.00n/a21
Oct ’24₹713.40
₹765.05
+7.2%
13.8%₹925.00₹560.00n/a21
Sep ’24₹724.70
₹757.55
+4.5%
13.6%₹925.00₹560.00n/a20
Aug ’24₹721.10
₹753.30
+4.5%
13.5%₹925.00₹560.00n/a20
Jul ’24₹754.10
₹746.16
-1.1%
14.5%₹965.00₹550.00n/a19
Jun ’24₹769.50
₹727.00
-5.5%
12.7%₹910.00₹550.00n/a18
May ’24₹663.75
₹722.42
+8.8%
12.1%₹910.00₹550.00₹633.4019
Apr ’24₹578.85
₹699.11
+20.8%
12.9%₹874.00₹530.00₹589.3519
Mar ’24₹611.35
₹702.00
+14.8%
13.1%₹874.00₹530.00₹575.6019
Feb ’24₹611.45
₹702.90
+15.0%
12.8%₹874.00₹530.00₹635.5520
Jan ’24₹652.95
₹694.37
+6.3%
13.1%₹875.00₹530.00₹785.5019
Dec ’23₹639.05
₹687.79
+7.6%
13.3%₹875.00₹530.00₹742.0519
Nov ’23₹613.70
₹693.58
+13.0%
13.7%₹875.00₹530.00₹667.9519
Oct ’23₹619.25
₹686.53
+10.9%
14.5%₹875.00₹506.00₹713.4019
Sep ’23₹647.40
₹678.63
+4.8%
14.0%₹825.00₹506.00₹724.7019
Aug ’23₹604.90
₹673.63
+11.4%
13.9%₹825.00₹506.00₹721.1019
Jul ’23₹578.30
₹720.32
+24.6%
14.5%₹875.00₹497.50₹754.1019
Jun ’23₹643.55
₹732.94
+13.9%
13.1%₹875.00₹497.50₹769.5016
May ’23₹695.90
₹733.59
+5.4%
12.9%₹875.00₹508.00₹663.7516

Analyst Forecast: Target price is less than 20% higher than the current share price.


Discover undervalued companies

Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.