AU Small Finance Bank Balance Sheet Health
Financial Health criteria checks 5/6
AU Small Finance Bank has total assets of ₹1,094.3B and total equity of ₹125.6B. Total deposits are ₹871.8B, and total loans are ₹731.6B earning a Net Interest Margin of 5.9%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₹63.8B.
Key information
8.7x
Asset to equity ratio
5.9%
Net interest margin
Total deposits | ₹871.82b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹63.76b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 540611's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: Insufficient data to determine if 540611 has a sufficient allowance for bad loans.
Low Risk Liabilities: 90% of 540611's liabilities are made up of primarily low risk sources of funding.
Loan Level: 540611 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 540611's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 540611 has an appropriate level of bad loans (1.7%).