Punjab & Sind Bank

BSE:533295 Stock Report

Market Cap: ₹300.8b

Punjab & Sind Bank Past Earnings Performance

Past criteria checks 2/6

Punjab & Sind Bank has been growing earnings at an average annual rate of 49.6%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 42.7% per year. Punjab & Sind Bank's return on equity is 5.8%, and it has net margins of 18.3%.

Key information

49.6%

Earnings growth rate

58.7%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate42.7%
Return on equity5.8%
Net Margin18.3%
Next Earnings Update15 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Punjab & Sind Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:533295 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2436,7736,74725,8410
30 Jun 2435,7446,24225,2200
31 Mar 2435,2705,95425,1410
31 Dec 2338,5709,13124,4940
30 Sep 2340,02411,72022,9060
30 Jun 2338,14812,61022,2300
31 Mar 2337,76413,13021,0480
31 Dec 2236,91412,02119,1010
30 Sep 2234,43411,29719,1960
30 Jun 2233,23410,69919,3000
31 Mar 2233,19710,39119,4070
31 Dec 2132,4418,53719,3880
30 Sep 212,530-18,22620,6970
30 Jun 21-4,689-24,42221,2040
31 Mar 21-3,394-27,32921,0190
31 Dec 20-17,598-31,30018,9810
30 Sep 204,477-10,09916,7880
30 Jun 202,447-10,77415,6130
31 Mar 203,357-9,90815,6180
31 Dec 195,463-8,13114,2020
30 Sep 199,404-5,35214,4810
30 Jun 1914,158-1,75714,5860
31 Mar 198,524-5,43514,4940
31 Dec 185,954-10,09516,2250
30 Sep 182,290-12,90115,5340
30 Jun 184,772-11,67215,1460
31 Mar 1810,768-7,43814,5740
31 Dec 1713,684-2,10813,4910
30 Sep 1717,0581,24913,4630
30 Jun 1716,8691,73113,1980
31 Mar 1717,4602,01113,0580
31 Dec 1618,6722,90911,9680
30 Sep 1618,8802,83711,9560
30 Jun 1619,6593,46212,0000
31 Mar 1618,8283,36012,0450
31 Dec 1516,9741,67612,3330
30 Sep 1516,0281,55212,0900
30 Jun 1515,3561,43111,8670
31 Mar 1514,7981,21311,6540
31 Dec 1415,4512,04411,2200
30 Sep 1415,6492,46511,1340
30 Jun 1413,9501,77310,9290
31 Mar 1414,9322,77611,0410

Quality Earnings: 533295 has high quality earnings.

Growing Profit Margin: 533295's current net profit margins (18.3%) are lower than last year (29.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 533295 has become profitable over the past 5 years, growing earnings by 49.6% per year.

Accelerating Growth: 533295's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 533295 had negative earnings growth (-42.4%) over the past year, making it difficult to compare to the Banks industry average (15%).

Return on Equity

High ROE: 533295's Return on Equity (5.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 06:52
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Punjab & Sind Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution