Indian Bank Balance Sheet Health
Financial Health criteria checks 4/6
Indian Bank has total assets of ₹7,417.3B and total equity of ₹534.1B. Total deposits are ₹6,407.6B, and total loans are ₹4,706.3B earning a Net Interest Margin of 3.4%. It has insufficient allowance for bad loans, which are currently at 5.2% of total loans. Cash and short-term investments are ₹129.4B.
Key information
13.9x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | ₹6.41t |
Loan to deposit ratio | Appropriate |
Bad loans | 5.2% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹129.44b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532814's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532814 has a sufficient allowance for bad loans.
Low Risk Liabilities: 93% of 532814's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532814 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 532814's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 532814 has a high level of bad loans (5.2%).