The Karnataka Bank Limited

BSE:532652 Stock Report

Market Cap: ₹68.3b

Karnataka Bank Past Earnings Performance

Past criteria checks 2/6

Karnataka Bank has been growing earnings at an average annual rate of 29.6%, while the Banks industry saw earnings growing at 37.2% annually. Revenues have been growing at an average rate of 16.3% per year. Karnataka Bank's return on equity is 11.2%, and it has net margins of 30.2%.

Key information

29.6%

Earnings growth rate

27.3%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate16.3%
Return on equity11.2%
Net Margin30.2%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Karnataka Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:532652 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2442,91112,94720,0440
30 Sep 2442,92313,42319,9760
30 Jun 2441,72313,36314,1060
31 Mar 2440,17213,06619,2460
31 Dec 2339,50413,85717,7490
30 Sep 2338,15613,55117,2130
30 Jun 2339,40014,36411,8820
31 Mar 2334,10511,79715,6100
31 Dec 2232,2609,56414,7940
30 Sep 2230,3228,02214,5110
30 Jun 2225,2035,1619,7100
31 Mar 2225,0555,08014,5340
31 Dec 2121,7844,09113,5720
30 Sep 2121,7093,98113,6710
30 Jun 2121,8873,9209,3620
31 Mar 2122,9104,82513,2850
31 Dec 2025,1454,78414,2310
30 Sep 2024,0674,66213,4230
30 Jun 2023,3324,52713,0080
31 Mar 2021,5724,31812,7610
31 Dec 1922,3224,66210,8830
30 Sep 1922,1744,83510,8260
30 Jun 1921,4804,89410,3030
31 Mar 1920,6514,7729,6380
31 Dec 1818,0564,2658,7690
30 Sep 1816,7503,7358,1750
30 Jun 1816,6143,5508,3080
31 Mar 1816,4903,2568,5770
31 Dec 1718,5824,5308,0770
30 Sep 1718,1804,3418,6300
30 Jun 1718,1234,6469,1240
31 Mar 1717,7214,5239,0300
31 Dec 1616,8594,2078,5370
30 Sep 1616,5094,4917,8930
30 Jun 1615,9714,2757,5170
31 Mar 1615,1924,1537,1290
31 Dec 1515,0954,4296,0100
30 Sep 1515,2094,5306,7640
30 Jun 1514,3074,3927,4190
31 Mar 1514,6194,5157,0560
31 Dec 1413,7993,9828,1000
30 Sep 1413,2283,9807,3980
30 Jun 1412,5213,3857,2210
31 Mar 1412,8333,1107,1340

Quality Earnings: 532652 has high quality earnings.

Growing Profit Margin: 532652's current net profit margins (30.2%) are lower than last year (35.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 532652's earnings have grown significantly by 29.6% per year over the past 5 years.

Accelerating Growth: 532652's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 532652 had negative earnings growth (-6.6%) over the past year, making it difficult to compare to the Banks industry average (12.8%).

Return on Equity

High ROE: 532652's Return on Equity (11.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 19:19
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Karnataka Bank Limited is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pankaj AgarwalAmbit Capital
Nitin BhasinAmbit Capital
Prabal GandhiAmbit Capital