Karnataka Bank Balance Sheet Health
Financial Health criteria checks 4/6
Karnataka Bank has total assets of ₹1,161.1B and total equity of ₹115.4B. Total deposits are ₹999.7B, and total loans are ₹739.5B earning a Net Interest Margin of 3.5%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are ₹78.4B.
Key information
10.1x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | ₹999.67b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹78.37b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532652's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532652 has a sufficient allowance for bad loans.
Low Risk Liabilities: 96% of 532652's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532652 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 532652's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 532652 has a high level of bad loans (3.3%).