Karnataka Bank Balance Sheet Health
Financial Health criteria checks 4/6
Karnataka Bank has total assets of ₹1,099.9B and total equity of ₹98.9B. Total deposits are ₹922.0B, and total loans are ₹682.2B earning a Net Interest Margin of 3.7%. It has insufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are ₹53.6B.
Key information
11.1x
Asset to equity ratio
3.7%
Net interest margin
Total deposits | ₹921.95b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.7% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹53.61b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532652's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532652 has a sufficient allowance for bad loans.
Low Risk Liabilities: 92% of 532652's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532652 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 532652's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 532652 has a high level of bad loans (3.7%).