Union Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
Union Bank of India has total assets of ₹14,242.0B and total equity of ₹1,076.7B. Total deposits are ₹12,451.8B, and total loans are ₹9,006.6B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 4.5% of total loans. Cash and short-term investments are ₹1,048.1B.
Key information
13.2x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | ₹12.45t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.5% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹1.05t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532477's Assets to Equity ratio (13.2x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532477 has a sufficient allowance for bad loans.
Low Risk Liabilities: 95% of 532477's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532477 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 532477's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 532477 has a high level of bad loans (4.5%).