Punjab National Bank Past Earnings Performance
Past criteria checks 5/6
Punjab National Bank has been growing earnings at an average annual rate of 70.3%, while the Banks industry saw earnings growing at 37.6% annually. Revenues have been growing at an average rate of 29.6% per year. Punjab National Bank's return on equity is 7%, and it has net margins of 20.7%.
Key information
70.3%
Earnings growth rate
81.4%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 29.6% |
| Return on equity | 7.0% |
| Net Margin | 20.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Punjab National Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 368,723 | 76,293 | 229,396 | 0 |
| 30 Sep 23 | 344,349 | 59,048 | 232,253 | 0 |
| 30 Jun 23 | 310,948 | 44,088 | 222,477 | 0 |
| 31 Mar 23 | 274,050 | 33,485 | 203,052 | 0 |
| 31 Dec 22 | 235,606 | 18,224 | 175,496 | 0 |
| 30 Sep 22 | 228,927 | 23,640 | 164,023 | 0 |
| 30 Jun 22 | 232,206 | 29,741 | 165,923 | 0 |
| 31 Mar 22 | 241,667 | 38,607 | 169,974 | 0 |
| 31 Dec 21 | 244,734 | 42,233 | 174,316 | 0 |
| 30 Sep 21 | 232,627 | 37,207 | 170,454 | 0 |
| 30 Jun 21 | 228,984 | 31,926 | 168,641 | 0 |
| 31 Mar 21 | 226,682 | 25,620 | 172,136 | 0 |
| 31 Dec 20 | 202,867 | 10,407 | 145,435 | 0 |
| 30 Sep 20 | 169,219 | -916 | 133,606 | 0 |
| 30 Jun 20 | 142,893 | -980 | 117,849 | 0 |
| 31 Mar 20 | 125,138 | 4,384 | 101,506 | 0 |
| 31 Dec 19 | 119,395 | -33,545 | 100,626 | 0 |
| 30 Sep 19 | 126,864 | -25,316 | 101,904 | 0 |
| 30 Jun 19 | -2,977 | -76,359 | 73,006 | 0 |
| 31 Mar 19 | 16,629 | -95,701 | 99,246 | 0 |
| 31 Mar 18 | 10,583 | -121,134 | 119,615 | 0 |
| 31 Mar 17 | 110,637 | 11,872 | 79,183 | 0 |
| 31 Mar 16 | 66,866 | -36,898 | 88,620 | 0 |
| 31 Mar 15 | 141,504 | 33,996 | 94,697 | 0 |
| 31 Mar 14 | 145,509 | 36,171 | 84,030 | 0 |
Quality Earnings: 532461 has high quality earnings.
Growing Profit Margin: 532461's current net profit margins (20.7%) are higher than last year (7.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 532461 has become profitable over the past 5 years, growing earnings by 70.3% per year.
Accelerating Growth: 532461's earnings growth over the past year (318.6%) exceeds its 5-year average (70.3% per year).
Earnings vs Industry: 532461 earnings growth over the past year (318.6%) exceeded the Banks industry 39.3%.
Return on Equity
High ROE: 532461's Return on Equity (7%) is considered low.