Punjab National Bank Balance Sheet Health
Financial Health criteria checks 4/6
Punjab National Bank has total assets of ₹15,588.1B and total equity of ₹1,092.4B. Total deposits are ₹13,322.1B, and total loans are ₹9,235.6B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 6.5% of total loans. Cash and short-term investments are ₹1,102.2B.
Key information
14.3x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | ₹13.32t |
Loan to deposit ratio | Appropriate |
Bad loans | 6.5% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹1.10t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532461's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532461 has a sufficient allowance for bad loans.
Low Risk Liabilities: 92% of 532461's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532461 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 532461's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: 532461 has a high level of bad loans (6.5%).