Indian Overseas Bank Balance Sheet Health
Financial Health criteria checks 4/6
Indian Overseas Bank has total assets of ₹3,439.4B and total equity of ₹267.7B. Total deposits are ₹2,782.7B, and total loans are ₹2,089.2B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 4% of total loans. Cash and short-term investments are ₹137.9B.
Key information
12.9x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | ₹2.78t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.0% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹137.91b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532388's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532388 has a sufficient allowance for bad loans.
Low Risk Liabilities: 88% of 532388's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532388 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 532388's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 532388 has a high level of bad loans (4%).