City Union Bank Past Earnings Performance
Past criteria checks 3/6
City Union Bank has been growing earnings at an average annual rate of 11.1%, while the Banks industry saw earnings growing at 37.6% annually. Revenues have been growing at an average rate of 7.7% per year. City Union Bank's return on equity is 12.4%, and it has net margins of 40.1%.
Key information
11.1%
Earnings growth rate
10.5%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 7.7% |
| Return on equity | 12.4% |
| Net Margin | 40.1% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How City Union Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 24,396 | 9,790 | 10,344 | 0 |
| 30 Sep 23 | 23,324 | 9,438 | 10,056 | 0 |
| 30 Jun 23 | 23,042 | 9,396 | 9,886 | 0 |
| 31 Mar 23 | 23,327 | 9,375 | 9,892 | 0 |
| 31 Dec 22 | 23,151 | 9,284 | 9,494 | 0 |
| 30 Sep 22 | 22,860 | 9,067 | 9,563 | 0 |
| 30 Jun 22 | 21,827 | 8,123 | 9,421 | 0 |
| 31 Mar 22 | 20,654 | 7,602 | 9,386 | 0 |
| 31 Dec 21 | 18,678 | 6,624 | 9,285 | 0 |
| 30 Sep 21 | 18,416 | 6,362 | 9,149 | 0 |
| 30 Jun 21 | 17,761 | 6,118 | 9,078 | 0 |
| 31 Mar 21 | 17,434 | 5,928 | 8,950 | 0 |
| 31 Dec 20 | 15,568 | 3,863 | 8,909 | 0 |
| 30 Sep 20 | 15,451 | 4,088 | 8,841 | 0 |
| 30 Jun 20 | 15,762 | 4,447 | 8,773 | 0 |
| 31 Mar 20 | 16,001 | 4,763 | 8,613 | 0 |
| 31 Dec 19 | 19,285 | 7,467 | 8,135 | 0 |
| 30 Sep 19 | 18,990 | 7,324 | 7,929 | 0 |
| 30 Jun 19 | 18,490 | 7,068 | 7,728 | 0 |
| 31 Mar 19 | 18,107 | 6,829 | 7,598 | 0 |
| 31 Dec 18 | 17,355 | 6,599 | 6,879 | 0 |
| 30 Sep 18 | 16,775 | 6,366 | 6,750 | 0 |
| 30 Jun 18 | 16,097 | 6,133 | 6,647 | 0 |
| 31 Mar 18 | 15,446 | 5,920 | 6,539 | 0 |
| 31 Dec 17 | 15,082 | 5,688 | 6,205 | 0 |
| 30 Sep 17 | 14,648 | 5,406 | 6,209 | 0 |
| 30 Jun 17 | 14,224 | 5,196 | 6,151 | 0 |
| 31 Mar 17 | 13,817 | 5,028 | 6,017 | 0 |
| 31 Dec 16 | 13,175 | 4,861 | 5,405 | 0 |
| 30 Sep 16 | 12,510 | 4,726 | 5,234 | 0 |
| 30 Jun 16 | 11,974 | 4,567 | 4,954 | 0 |
| 31 Mar 16 | 11,604 | 4,447 | 4,805 | 0 |
| 31 Dec 15 | 11,115 | 4,315 | 4,508 | 0 |
| 30 Sep 15 | 11,006 | 4,212 | 4,479 | 0 |
| 30 Jun 15 | 10,576 | 4,071 | 4,457 | 0 |
| 31 Mar 15 | 10,290 | 3,950 | 4,497 | 0 |
| 31 Dec 14 | 10,386 | 3,793 | 4,274 | 0 |
| 30 Sep 14 | 9,856 | 3,657 | 4,198 | 0 |
| 30 Jun 14 | 9,022 | 3,563 | 4,131 | 0 |
| 31 Mar 14 | 8,718 | 3,471 | 4,064 | 0 |
| 31 Dec 13 | 8,575 | 3,462 | 3,403 | 0 |
| 30 Sep 13 | 8,225 | 3,423 | 3,327 | 0 |
| 30 Jun 13 | 8,450 | 3,384 | 1,582 | 0 |
Quality Earnings: 532210 has high quality earnings.
Growing Profit Margin: 532210's current net profit margins (40.1%) are higher than last year (40.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 532210's earnings have grown by 11.1% per year over the past 5 years.
Accelerating Growth: 532210's earnings growth over the past year (5.4%) is below its 5-year average (11.1% per year).
Earnings vs Industry: 532210 earnings growth over the past year (5.4%) did not outperform the Banks industry 42.1%.
Return on Equity
High ROE: 532210's Return on Equity (12.4%) is considered low.