City Union Bank Balance Sheet Health
Financial Health criteria checks 4/6
City Union Bank has total assets of ₹672.7B and total equity of ₹78.9B. Total deposits are ₹527.1B, and total loans are ₹426.5B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are ₹61.3B.
Key information
8.5x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | ₹527.14b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₹61.28b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532210's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: 532210 has a low allowance for bad loans (48%).
Low Risk Liabilities: 89% of 532210's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532210 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 532210's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 532210 has a high level of bad loans (4.8%).