City Union Bank Balance Sheet Health
Financial Health criteria checks 4/6
City Union Bank has total assets of ₹713.7B and total equity of ₹88.8B. Total deposits are ₹573.7B, and total loans are ₹477.7B earning a Net Interest Margin of 3.7%. It has insufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are ₹38.7B.
Key information
8x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | ₹573.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹38.72b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532210's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: 532210 has a low allowance for bad loans (52%).
Low Risk Liabilities: 92% of 532210's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532210 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 532210's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 532210 has a high level of bad loans (3.6%).