IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions.
Solid track record with adequate balance sheet and pays a dividend.
Share Price & News
How has IndusInd Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 532187's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 532187 underperformed the Indian Banks industry which returned 8.1% over the past year.
Return vs Market: 532187 underperformed the Indian Market which returned 9.5% over the past year.
Price Volatility Vs. Market
How volatile is IndusInd Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is IndusInd Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 532187 (₹1181.75) is trading above our estimate of fair value (₹336.06)
Significantly Below Fair Value: 532187 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 532187 is good value based on its PE Ratio (17.6x) compared to the Banks industry average (18.1x).
PE vs Market: 532187 is poor value based on its PE Ratio (17.6x) compared to the Indian market (13.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 532187's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 532187 is overvalued based on its PB Ratio (2.4x) compared to the IN Banks industry average (0.6x).
How is IndusInd Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as IndusInd Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Check out IndusInd Bank's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- IndusInd Bank competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has IndusInd Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532187 has high quality earnings.
Growing Profit Margin: 532187's current net profit margins (32.1%) are higher than last year (29.9%).
Past Earnings Growth Analysis
Earnings Trend: 532187's earnings have grown by 18% per year over the past 5 years.
Accelerating Growth: 532187's earnings growth over the past year (33.4%) exceeds its 5-year average (18% per year).
Earnings vs Industry: 532187 earnings growth over the past year (33.4%) exceeded the Banks industry 25.5%.
Return on Equity
High ROE: 532187's Return on Equity (13.4%) is considered low.
Return on Assets
Return on Capital Employed
How is IndusInd Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 532187 has a low level of unsold assets or inventory.
Debt Coverage by Assets: 532187's debt is not covered by short term assets (assets are 0.3x debt).
Financial Institutions Analysis
Asset Level: 532187's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if 532187 has a sufficient allowance for bad loans.
Low Risk Liabilities: 532187's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532187 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 532187's loans are broadly funded by customer deposits.
Level of Bad Loans: 532187 has a high level of bad loans (2.22%)
What is IndusInd Bank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 532187's dividend (0.63%) is higher than the bottom 25% of dividend payers in the Indian market (0.59%).
High Dividend: 532187's dividend (0.63%) is low compared to the top 25% of dividend payers in the Indian market (2.58%).
Stability and Growth of Payments
Stable Dividend: 532187's dividends per share have been stable in the past 10 years.
Growing Dividend: 532187's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (11.2%), 532187's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Romesh Sobti (69yo)
Mr. Romesh Sobti has been the Chief Executive Officer and Managing Director of IndusInd Bank Limited since February 1, 2008. Mr. Sobti has 33 years of banking experience in large state owned and multinatio ...
CEO Compensation Analysis
Compensation vs Market: Romesh's total compensation ($USD615.50K) is below average for companies of similar size in the Indian market ($USD1.10M).
Compensation vs Earnings: Romesh's compensation has been consistent with company performance over the past year.
|MD, CEO & Director||12yrs||₹44.21m||0.13% ₹1.1b|
|Chief Financial Officer||24.4yrs||₹48.44m||0.0018% ₹15.0m|
|Senior VP & Company Secretary||0yrs||₹8.09m||0.000010% ₹81.9k|
|President||0yrs||no data||0.075% ₹612.2m|
|Chief Operating Officer||12yrs||no data||0.032% ₹258.8m|
|Country Head of Corporate||0yrs||no data||no data|
|Chief Technology Officer||8.3yrs||no data||0.0029% ₹24.0m|
|Head of Investor Relations & Strategy||0yrs||no data||0.0024% ₹19.5m|
|Chief Compliance Officer||2.3yrs||no data||no data|
|Head of Human Resources||14.2yrs||no data||0.0049% ₹39.7m|
Experienced Management: 532187's management team is seasoned and experienced (12 years average tenure).
|MD, CEO & Director||12yrs||₹44.21m||0.13% ₹1.1b|
|Executive Vice President of Retail Assets Division||0yrs||no data||no data|
|Non-Executive Independent Director||3.8yrs||₹3.36m||0.00055% ₹4.5m|
|Additional Independent Non Executive Director||0.08yrs||no data||no data|
|Additional Director||0.3yrs||no data||no data|
|Non-Executive Independent Director||1.5yrs||₹1.36m||no data|
|Additional Non Executive Independent Director||0.2yrs||no data||no data|
|Part-time Chairman||0.08yrs||₹2.01m||no data|
|Non-Executive Independent Director||4.1yrs||₹3.02m||no data|
|Additional Non Executive Independent Director||0.9yrs||₹167.22k||no data|
Experienced Board: 532187's board of directors are not considered experienced ( 0.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 532187 insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 11.6%.
IndusInd Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: IndusInd Bank Limited
- Ticker: 532187
- Exchange: BSE
- Founded: 1994
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹819.040b
- Shares outstanding: 693.07m
- Website: https://www.indusind.com
Number of Employees
- IndusInd Bank Limited
- Tower 1, 8th Floor
- One Indiabulls Centre
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|532187||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jan 1998|
|INDUSINDBK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Jan 1998|
|IDUSB||BDL (Bourse de Luxembourg)||GDR REG S||LU||USD||Apr 2007|
|632187||BSE (Mumbai Stock Exchange)||INR10(FOREIGN PREMIUM)||IN||INR||Jun 2015|
IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense and corporate salary, and RFC accounts; and fixed and FCNR, sweep in/out deposits, senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, car, two wheeler, gold, agricultural, and medical equipment loans, as well as loans against property and securities; business loans; and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; investment products, such as demat account, mutual fund, gold bond, and equity trading; project finance, debt underwriting and placement, advisory related to M&A and equity raise, structured credit products, etc.; and health, general, life, and card protection insurance. Further, it provides debit, credit, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travellers cheque; financial inclusion products; trade and foreign exchange accounts; real estate financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. As of September 30, 2019, the company had 1,753 branches/banking outlets and 2,662 ATMs in India, as well as representative offices in London, Dubai, and Abu Dhabi. IndusInd Bank Limited was founded in 1994 and is based in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/22 12:50|
|End of Day Share Price||2020/02/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.