IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions.
Proven track record with adequate balance sheet.
Share Price & News
How has IndusInd Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 532187's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 532187 underperformed the Indian Banks industry which returned -32.6% over the past year.
Return vs Market: 532187 underperformed the Indian Market which returned -8.7% over the past year.
Price Volatility Vs. Market
How volatile is IndusInd Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is IndusInd Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 532187 (₹495.95) is trading above our estimate of fair value (₹241.82)
Significantly Below Fair Value: 532187 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 532187 is good value based on its PE Ratio (7.7x) compared to the Banks industry average (15.8x).
PE vs Market: 532187 is good value based on its PE Ratio (7.7x) compared to the Indian market (12.7x).
Price to Earnings Growth Ratio
PEG Ratio: 532187 is good value based on its PEG Ratio (0.3x)
Price to Book Ratio
PB vs Industry: 532187 is overvalued based on its PB Ratio (1x) compared to the IN Banks industry average (0.6x).
How is IndusInd Bank forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 532187's forecast earnings growth (25.2% per year) is above the savings rate (7.2%).
Earnings vs Market: 532187's earnings (25.2% per year) are forecast to grow faster than the Indian market (18.8% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: Insufficient data to determine if 532187's revenue is forecast to grow faster than the Indian market.
High Growth Revenue: Insufficient data to determine if 532187's revenue is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if 532187's Return on Equity is forecast to be high in 3 years time
How has IndusInd Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532187 has a high level of non-cash earnings.
Growing Profit Margin: 532187's current net profit margins (31%) are higher than last year (29%).
Past Earnings Growth Analysis
Earnings Trend: 532187's earnings have grown by 17.2% per year over the past 5 years.
Accelerating Growth: 532187's earnings growth over the past year (34.9%) exceeds its 5-year average (17.2% per year).
Earnings vs Industry: 532187 earnings growth over the past year (34.9%) exceeded the Banks industry 19.9%.
Return on Equity
High ROE: 532187's Return on Equity (12.8%) is considered low.
How is IndusInd Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 532187's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: Insufficient data to determine if 532187 has a sufficient allowance for bad loans.
Low Risk Liabilities: 74% of 532187's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532187 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 532187's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: 532187 has a high level of bad loans (2.5%).
What is IndusInd Bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 532187's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 532187's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 532187's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 532187's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 532187 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 532187's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Sumant Kathpalia serves as Managing Director and Chief Executive Officer of IndusInd Bank Ltd. since March 24, 2020 and serves as its Additional Director since March 24, 2020. Mr. Kathpalia served as t ...
|CFO & Country Head of Corporate Services||24.83yrs||₹48.44m||0.0073% ₹24.7m|
|Senior VP & Company Secretary||no data||₹8.09m||0.000010% ₹33.8k|
|MD, CEO & Additional Director||0.33yr||no data||0.081% ₹272.3m|
|President||no data||no data||0.075% ₹252.4m|
|Head of Global Market Operations & Technology||0.25yr||no data||0.016% ₹53.6m|
|Country Head of Corporate||no data||no data||no data|
|Country Head of Investor Relations||no data||no data||0.0016% ₹5.3m|
|Chief Compliance Officer||2.67yrs||no data||no data|
|Chief Human Resources Officer||14.58yrs||no data||0.0048% ₹16.4m|
|Executive Vice President||no data||no data||no data|
Experienced Management: 532187's management team is considered experienced (2.7 years average tenure).
|MD, CEO & Additional Director||0.33yr||no data||0.081% ₹272.3m|
|Executive Vice President of Retail Assets Division||no data||no data||no data|
|Non-Executive Independent Director||4.17yrs||₹3.36m||0.00055% ₹1.9m|
|Additional Independent Non Executive Director||0.50yr||no data||no data|
|Additional Director||0.75yr||no data||no data|
|Non-Executive Independent Director||1.92yrs||₹1.36m||no data|
|Additional Non Executive Independent Director||0.58yr||no data||no data|
|Chairman of the Board||0.50yr||₹2.01m||no data|
|Non-Executive Independent Director||4.5yrs||₹3.02m||no data|
|Additional Non Executive Independent Director||1.33yrs||₹167.22k||no data|
Experienced Board: 532187's board of directors are not considered experienced ( 0.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 532187 insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 15%.
IndusInd Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: IndusInd Bank Limited
- Ticker: 532187
- Exchange: BSE
- Founded: 1994
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹337.940b
- Shares outstanding: 693.57m
- Website: https://www.indusind.com
Number of Employees
- IndusInd Bank Limited
- One Indiabulls Centre
- Tower 1, 8th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|532187||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jan 1998|
|INDUSINDBK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Jan 1998|
|IDUSB||BDL (Bourse de Luxembourg)||GDR EACH REPR 1 ORD SHS 'REG S'||LU||USD||Apr 2007|
|632187||BSE (Mumbai Stock Exchange)||INR10(FOREIGN PREMIUM)||IN||INR||Jun 2015|
IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking business segments. The company offers current, savings, defense and corporate salary, and RFC accounts; and fixed and FCNR, sweep in/out deposits, senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, car, two wheeler, gold, agricultural, and medical equipment loans, as well as loans against property and securities; business loans; and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, debt underwriting and placement, advisory related to M&A and equity raise, structured credit products, etc.; and health, general, life, and card protection insurance. Further, it provides debit, credit, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheque; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. As of December 31, 2019, the company had 1851 branches/banking outlets and 2721 ATMs in India, as well as representative offices in London, Dubai, and Abu Dhabi. IndusInd Bank Limited was founded in 1994 and is based in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/07/06 12:36|
|End of Day Share Price||2020/07/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.