Kotak Mahindra Bank Balance Sheet Health
Financial Health criteria checks 5/6
Kotak Mahindra Bank has total assets of ₹6,780.0B and total equity of ₹1,208.2B. Total deposits are ₹3,984.3B, and total loans are ₹3,948.3B earning a Net Interest Margin of 5.4%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₹504.8B.
Key information
5.6x
Asset to equity ratio
5.4%
Net interest margin
Total deposits | ₹3.98t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹504.82b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 500247's Assets to Equity ratio (5.6x) is low.
Allowance for Bad Loans: Insufficient data to determine if 500247 has a sufficient allowance for bad loans.
Low Risk Liabilities: 72% of 500247's liabilities are made up of primarily low risk sources of funding.
Loan Level: 500247 has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 500247's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: 500247 has an appropriate level of bad loans (1.7%).