Kotak Mahindra Bank Limited, provides banking and financial services to corporate and individual customers in India. More Details
Adequate balance sheet with proven track record.
Share Price & News
How has Kotak Mahindra Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 500247 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 500247 exceeded the Indian Banks industry which returned -20.9% over the past year.
Return vs Market: 500247 underperformed the Indian Market which returned 2.3% over the past year.
Price Volatility Vs. Market
How volatile is Kotak Mahindra Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Kotak Mahindra Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 500247 (₹1393.25) is trading above our estimate of fair value (₹230.68)
Significantly Below Fair Value: 500247 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 500247 is poor value based on its PE Ratio (31.5x) compared to the IN Banks industry average (15.8x).
PE vs Market: 500247 is poor value based on its PE Ratio (31.5x) compared to the Indian market (16.4x).
Price to Earnings Growth Ratio
PEG Ratio: 500247 is poor value based on its PEG Ratio (1.6x)
Price to Book Ratio
PB vs Industry: 500247 is overvalued based on its PB Ratio (4x) compared to the IN Banks industry average (0.7x).
How is Kotak Mahindra Bank forecast to perform in the next 1 to 3 years based on estimates from 14 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 500247's forecast earnings growth (19.4% per year) is above the savings rate (7.2%).
Earnings vs Market: 500247's earnings (19.4% per year) are forecast to grow slower than the Indian market (25.5% per year).
High Growth Earnings: 500247's earnings are forecast to grow, but not significantly.
Revenue vs Market: 500247's revenue (15.1% per year) is forecast to grow faster than the Indian market (11.5% per year).
High Growth Revenue: 500247's revenue (15.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 500247's Return on Equity is forecast to be low in 3 years time (11.7%).
How has Kotak Mahindra Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 500247 has high quality earnings.
Growing Profit Margin: 500247's current net profit margins (26.6%) are higher than last year (24%).
Past Earnings Growth Analysis
Earnings Trend: 500247's earnings have grown significantly by 21.1% per year over the past 5 years.
Accelerating Growth: 500247's earnings growth over the past year (11.8%) is below its 5-year average (21.1% per year).
Earnings vs Industry: 500247 earnings growth over the past year (11.8%) exceeded the Banks industry 5.8%.
Return on Equity
High ROE: 500247's Return on Equity (12.7%) is considered low.
How is Kotak Mahindra Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 500247's Assets to Equity ratio (6.6x) is low.
Allowance for Bad Loans: Insufficient data to determine if 500247 has a sufficient allowance for bad loans.
Low Risk Liabilities: 69% of 500247's liabilities are made up of primarily low risk sources of funding.
Loan Level: 500247 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 500247's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: 500247 has a high level of bad loans (2%).
What is Kotak Mahindra Bank current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 500247's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 500247's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 500247's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 500247's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 500247 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 500247's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Uday Kotak (61 yo)
Mr. Uday Suresh Kotak, B.Com, MMS, serves as Director at Kotak Mahindra Investments Ltd. He is Chief Executive Officer of Kotak Mahindra Bank Limited since May 1, 2018 and serves as its Member of Executive ...
CEO Compensation Analysis
Compensation vs Market: Uday's total compensation ($USD403.18) is below average for companies of similar size in the Indian market ($USD1.37M).
Compensation vs Earnings: Uday's compensation has been consistent with company performance over the past year.
|MD, CEO||no data||₹29.70k||25.98% |
|Joint MD||21yrs||₹29.46k||0.044% |
|President of Corporate||0.92yr||₹29.70k||0.028% |
|Whole Time Director||0.92yr||₹30.30k||0.043% |
|Non-Executive Non-Independent Director||21yrs||₹1.66k||0.051% |
|Independent Non-Executive Director||6.08yrs||₹1.24k||0.0037% |
|Independent Non-Executive Part-Time Chairman||2.25yrs||₹2.16k||no data|
|Independent Non-Executive Director||4.08yrs||₹1.84k||0.00015% |
|Independent Non-Executive Director||1.58yrs||₹960.00||0.000020% |
|Independent Non-Executive Director||7.58yrs||₹2.06k||no data|
Experienced Board: 500247's board of directors are considered experienced (5.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 500247 insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.6%.
Kotak Mahindra Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: Kotak Mahindra Bank Limited
- Ticker: 500247
- Exchange: BSE
- Founded: 1985
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹2.759t
- Shares outstanding: 1.98b
- Website: https://www.kotak.com
Number of Employees
- Kotak Mahindra Bank Limited
- Bandra Kurla Complex
- 27BKC, C 27
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|500247||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Mar 2000|
|KOTAKBANK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Mar 2000|
|715026||BSE (Mumbai Stock Exchange)||8.1% NON CUM PREF INR5||IN||INR||Aug 2018|
Kotak Mahindra Bank Limited, provides banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Whole ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/22 12:32|
|End of Day Share Price||2020/10/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.