HDFC Bank Balance Sheet Health
Financial Health criteria checks 5/6
HDFC Bank has total assets of ₹40,301.9B and total equity of ₹4,697.8B. Total deposits are ₹23,768.9B, and total loans are ₹25,658.9B earning a Net Interest Margin of 4.1%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are ₹2,288.3B.
Key information
8.6x
Asset to equity ratio
4.1%
Net interest margin
Total deposits | ₹23.77t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹2.29t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 500180's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: Insufficient data to determine if 500180 has a sufficient allowance for bad loans.
Low Risk Liabilities: 67% of 500180's liabilities are made up of primarily low risk sources of funding.
Loan Level: 500180 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 500180's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: 500180 has an appropriate level of bad loans (1.2%).