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Sundaram Finance Holdings

NSEI:SUNDARMHLD
Snowflake Description

Flawless balance sheet and fair value.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
SUNDARMHLD
NSEI
₹13B
Market Cap
  1. Home
  2. IN
  3. Automobiles
Company description

Sundaram Finance Holdings Limited engages in investing primarily in financial services enablers, fin-tech investments, and small start-ups in India, Australia, the United Kingdom, and internationally. The last earnings update was 7 days ago. More info.


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SUNDARMHLD Share Price and Events
7 Day Returns
-0.7%
NSEI:SUNDARMHLD
0.3%
IN Auto Components
1%
IN Market
1 Year Returns
-23.8%
NSEI:SUNDARMHLD
-22.3%
IN Auto Components
1%
IN Market
SUNDARMHLD Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Sundaram Finance Holdings (SUNDARMHLD) -0.7% -5.8% 2.5% -23.8% - -
IN Auto Components 0.3% -4.9% -10.5% -22.3% 12.1% 53.4%
IN Market 1% -2.1% -0.7% 1% 30.4% 35.1%
1 Year Return vs Industry and Market
  • SUNDARMHLD underperformed the Auto Components industry which returned -22.3% over the past year.
  • SUNDARMHLD underperformed the Market in India which returned 1% over the past year.
Price Volatility
Industry
5yr Volatility vs Market
Related Companies

SUNDARMHLD Value

 Is Sundaram Finance Holdings undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Sundaram Finance Holdings to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Sundaram Finance Holdings.

NSEI:SUNDARMHLD Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Extrapolated from most recent financials. See below
Discount Rate (Cost of Equity) See below 17.3%
Perpetual Growth Rate 10-Year IN Government Bond Rate 7.6%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for NSEI:SUNDARMHLD
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year IN Govt Bond Rate 7.6%
Equity Risk Premium S&P Global 8.6%
Auto Components Unlevered Beta Simply Wall St/ S&P Global 1.2
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.205 (1 + (1- 35%) (0%))
1.137
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.14
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 7.55% + (1.137 * 8.6%)
17.33%

Discounted Cash Flow Calculation for NSEI:SUNDARMHLD using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Sundaram Finance Holdings is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

NSEI:SUNDARMHLD DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (INR, Millions) Source Present Value
Discounted (@ 17.33%)
2019 243.74 Est @ -58.27% 207.74
2020 149.84 Est @ -38.52% 108.85
2021 112.83 Est @ -24.7% 69.85
2022 95.87 Est @ -15.03% 50.59
2023 87.96 Est @ -8.25% 39.56
2024 84.87 Est @ -3.51% 32.53
2025 84.71 Est @ -0.19% 27.67
2026 86.51 Est @ 2.13% 24.09
2027 89.76 Est @ 3.76% 21.30
2028 94.15 Est @ 4.89% 19.04
Present value of next 10 years cash flows ₹601.24
NSEI:SUNDARMHLD DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= ₹94.15 × (1 + 7.55%) ÷ (17.33% – 7.55%)
₹1,035.47
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= ₹1,035.47 ÷ (1 + 17.33%)10
₹209.45
NSEI:SUNDARMHLD Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= ₹601.24 + ₹209.45
₹810.69
Equity Value per Share
(INR)
= Total value / Shares Outstanding
= ₹810.69 / 151.10
₹5.37
NSEI:SUNDARMHLD Discount to Share Price
Calculation Result
Value per share (INR) From above. ₹5.37
Current discount Discount to share price of ₹87.45
= -1 x (₹87.45 - ₹5.37) / ₹5.37
-1530%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Sundaram Finance Holdings is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Sundaram Finance Holdings's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Sundaram Finance Holdings's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NSEI:SUNDARMHLD PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in INR ₹9.10
NSEI:SUNDARMHLD Share Price ** NSEI (2019-06-26) in INR ₹87.45
India Auto Components Industry PE Ratio Median Figure of 102 Publicly-Listed Auto Components Companies 14.97x
India Market PE Ratio Median Figure of 2,825 Publicly-Listed Companies 15.36x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Sundaram Finance Holdings.

NSEI:SUNDARMHLD PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NSEI:SUNDARMHLD Share Price ÷ EPS (both in INR)

= 87.45 ÷ 9.10

9.61x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Sundaram Finance Holdings is good value based on earnings compared to the IN Auto Components industry average.
  • Sundaram Finance Holdings is good value based on earnings compared to the India market.
Price based on expected Growth
Does Sundaram Finance Holdings's expected growth come at a high price?
Raw Data
NSEI:SUNDARMHLD PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 9.61x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
21.6%per year
India Auto Components Industry PEG Ratio Median Figure of 32 Publicly-Listed Auto Components Companies 1.24x
India Market PEG Ratio Median Figure of 523 Publicly-Listed Companies 1.31x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Sundaram Finance Holdings, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Sundaram Finance Holdings's assets?
Raw Data
NSEI:SUNDARMHLD PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in INR ₹156.56
NSEI:SUNDARMHLD Share Price * NSEI (2019-06-26) in INR ₹87.45
India Auto Components Industry PB Ratio Median Figure of 112 Publicly-Listed Auto Components Companies 1.63x
India Market PB Ratio Median Figure of 3,653 Publicly-Listed Companies 0.96x
NSEI:SUNDARMHLD PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NSEI:SUNDARMHLD Share Price ÷ Book Value per Share (both in INR)

= 87.45 ÷ 156.56

0.56x

* Primary Listing of Sundaram Finance Holdings.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Sundaram Finance Holdings is good value based on assets compared to the IN Auto Components industry average.
X
Value checks
We assess Sundaram Finance Holdings's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Auto Components industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Auto Components industry average (and greater than 0)? (1 check)
  5. Sundaram Finance Holdings has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

SUNDARMHLD Future Performance

 How is Sundaram Finance Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Sundaram Finance Holdings, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
21.6%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Sundaram Finance Holdings expected to grow at an attractive rate?
  • Sundaram Finance Holdings's earnings growth is expected to exceed the low risk savings rate of 7.6%.
Growth vs Market Checks
  • Sundaram Finance Holdings's earnings growth is expected to exceed the India market average.
  • Unable to compare Sundaram Finance Holdings's revenue growth to the India market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
NSEI:SUNDARMHLD Future Growth Rates Data Sources
Data Point Source Value (per year)
NSEI:SUNDARMHLD Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 21.6%
India Auto Components Industry Earnings Growth Rate Market Cap Weighted Average 13.9%
India Auto Components Industry Revenue Growth Rate Market Cap Weighted Average 9.2%
India Market Earnings Growth Rate Market Cap Weighted Average 16.7%
India Market Revenue Growth Rate Market Cap Weighted Average 9.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NSEI:SUNDARMHLD Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in INR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NSEI:SUNDARMHLD Past Financials Data
Date (Data in INR Millions) Revenue Cash Flow Net Income *
2019-03-31 995 584 1,375
2018-03-31 683 1,473 1,297
2017-03-31 36 23 5

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Sundaram Finance Holdings's earnings are expected to grow significantly at over 20% yearly.
  • Unable to determine if Sundaram Finance Holdings is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NSEI:SUNDARMHLD Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Sundaram Finance Holdings Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NSEI:SUNDARMHLD Past Financials Data
Date (Data in INR Millions) EPS *
2019-03-31 9.10
2018-03-31 8.58
2017-03-31 1.28

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Sundaram Finance Holdings will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Sundaram Finance Holdings's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the India market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the India market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Sundaram Finance Holdings has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

SUNDARMHLD Past Performance

  How has Sundaram Finance Holdings performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Sundaram Finance Holdings's growth in the last year to its industry (Auto Components).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Insufficient data to establish if Sundaram Finance Holdings's year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare Sundaram Finance Holdings's 1-year earnings growth to the 5-year average due to insufficient past data.
  • Sundaram Finance Holdings's earnings growth has exceeded the IN Auto Components industry average in the past year (6% vs 5.5%).
Earnings and Revenue History
Sundaram Finance Holdings's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Sundaram Finance Holdings Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NSEI:SUNDARMHLD Past Revenue, Cash Flow and Net Income Data
Date (Data in INR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 994.63 1,374.62 175.05
2018-03-31 683.15 1,296.65 169.49
2017-03-31 36.23 4.81 33.28
2016-03-31 74.22 10.02 61.59

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Sundaram Finance Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Sundaram Finance Holdings used its assets less efficiently than the IN Auto Components industry average last year based on Return on Assets.
  • Sundaram Finance Holdings's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Sundaram Finance Holdings's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Auto Components industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Sundaram Finance Holdings has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

SUNDARMHLD Health

 How is Sundaram Finance Holdings's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Sundaram Finance Holdings's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Sundaram Finance Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Sundaram Finance Holdings's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Sundaram Finance Holdings's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Sundaram Finance Holdings has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Sundaram Finance Holdings Company Filings, last reported 2 months ago.

NSEI:SUNDARMHLD Past Debt and Equity Data
Date (Data in INR Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 23,656.18 0.00 16,933.79
2018-03-31 28,116.17 0.00 22,826.56
2017-03-31 345.31 0.00 286.05
2016-03-31 145.50 0.00 74.11
  • Sundaram Finance Holdings has no debt.
  • Sundaram Finance Holdings has not taken on any debt in the past 5 years.
  • Sundaram Finance Holdings has no debt, it does not need to be covered by operating cash flow.
  • Sundaram Finance Holdings has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess Sundaram Finance Holdings's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Sundaram Finance Holdings has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

SUNDARMHLD Dividends

 What is Sundaram Finance Holdings's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
2%
Current annual income from Sundaram Finance Holdings dividends.
If you bought ₹2,000 of Sundaram Finance Holdings shares you are expected to receive ₹40 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Sundaram Finance Holdings's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.55%).
  • Sundaram Finance Holdings's dividend is below the markets top 25% of dividend payers in India (2.08%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NSEI:SUNDARMHLD Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
India Auto Components Industry Average Dividend Yield Market Cap Weighted Average of 81 Stocks 1%
India Market Average Dividend Yield Market Cap Weighted Average of 1447 Stocks 1.4%
India Minimum Threshold Dividend Yield 10th Percentile 0.3%
India Bottom 25% Dividend Yield 25th Percentile 0.5%
India Top 25% Dividend Yield 75th Percentile 2.1%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

NSEI:SUNDARMHLD Past Annualized Dividends Data
Date (Data in ₹) Dividend per share (annual) Avg. Yield (%)
2019-06-19 1.750 1.996
2019-05-17 1.750 1.932
2018-05-29 1.500 1.502
2018-05-24 1.500 1.086

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • It is too early to tell whether Sundaram Finance Holdings has stable dividend payments.
  • Sundaram Finance Holdings only just started paying a dividend, it is too early to tell if payments are increasing.
Current Payout to shareholders
What portion of Sundaram Finance Holdings's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (5.2x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Sundaram Finance Holdings's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Sundaram Finance Holdings afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Sundaram Finance Holdings has a total score of 2/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

SUNDARMHLD Management

 What is the CEO of Sundaram Finance Holdings's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Paramesh Krishnaier
COMPENSATION ₹5,000,000
AGE 69
TENURE AS CEO 1.3 years
CEO Bio

Mr. Paramesh Krishnaier serves as an Executive Director of Sundaram Finance Limited and served as its Senior Vice President of Operations. Mr. Krishnaier has been a Director of Sundaram Business Service Ltd. since April 10, 2009. He serves as a Director at Lgf Services Limited. He served as a Director at Sundaram BNP Paribas Fund Services Limited until June 18, 2009. He serves as the Chief Executive Officer at Sundaram Finance Holdings Limited since February 12, 2018.

CEO Compensation
  • Paramesh's compensation has increased by more than 20% in the past year whilst earnings grew less than 20%.
  • Paramesh's remuneration is lower than average for companies of similar size in India.
Management Team Tenure

Average tenure and age of the Sundaram Finance Holdings management team in years:

1.3
Average Tenure
50
Average Age
  • The average tenure for the Sundaram Finance Holdings management team is less than 2 years, this suggests a new team.
Management Team

Paramesh Krishnaier

TITLE
Chief Executive Officer
COMPENSATION
₹5M
AGE
69
TENURE
1.3 yrs

V. Vaasen

TITLE
Chief Financial Officer
COMPENSATION
₹3M
AGE
50
TENURE
0.6 yrs

P. Srikant

TITLE
Secretary & Compliance Officer
COMPENSATION
₹3M
AGE
46
TENURE
1.8 yrs

Rajesh Singh

TITLE
Assistant General Manager of Operations
AGE
35

V. Narasimhan

TITLE
GM & Head of Learning and Development
AGE
57
Board of Directors

Thiruvallur Srinivasaraghavan

TITLE
Chairman
AGE
63

R. Venkatraman

TITLE
Independent Non-Executive Director
COMPENSATION
₹970K

Sreenivasan Prasad

TITLE
Independent Non-Executive Director
COMPENSATION
₹470K
AGE
70

Shobhana Ramachandhran

TITLE
Independent Non-Executive Director
COMPENSATION
₹185K
AGE
58

Harsha Viji

TITLE
Non-Executive Director
AGE
43

Srivats Ram

TITLE
Additional Director
AGE
48
TENURE
1.4 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (₹) Value (₹)
X
Management checks
We assess Sundaram Finance Holdings's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Sundaram Finance Holdings has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

SUNDARMHLD News

Simply Wall St News

Should You Buy Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) For Its Dividend?

Is Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) a good dividend stock? … Dividend Growth Potential The other half of the dividend investing equation is evaluating whether earnings per share (EPS) are growing. Growing EPS can help maintain or increase the purchasing power of the dividend over the long run. In the last three years, Sundaram Finance Holdings's earnings per share have shrunk at approximately 15% per annum. If earnings continue to decline, the dividend may come under pressure. Every investor should make an assessment of whether the company is taking steps to stabilise the situation. Conclusion Dividend investors should always want to know if a) a company's dividends are affordable, b) if there is a track record of consistent payments, and c) if the dividend is capable of growing. … While we're not hugely bearish on it, overall we think there are potentially better dividend stocks than Sundaram Finance Holdings out there.

Simply Wall St -

Why We’re Not Keen On Sundaram Finance Holdings Limited’s (NSE:SUNDARMHLD) 1.7% Return On Capital

The formula for calculating the return on capital employed is: Return on Capital Employed = Earnings Before Interest and Tax (EBIT) ÷ (Total Assets - Current Liabilities) Or for Sundaram Finance Holdings: 0.017 = ₹423m ÷ (₹25b - ₹20m) (Based on the trailing twelve months to March 2019.) So, Sundaram Finance Holdings has an ROCE of 1.7%. … How Sundaram Finance Holdings's Current Liabilities Impact Its ROCE Current liabilities include invoices, such as supplier payments, short-term debt, or a tax bill, that need to be paid within 12 months. … Sundaram Finance Holdings has very few current liabilities, which have a minimal effect on its already low ROCE.

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Sundaram Finance Holdings Limited (NSE:SUNDARMHLD): A Fundamentally Attractive Investment

I've been keeping an eye on Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) because I'm attracted to its fundamentals. … Looking at the company as a whole, as a potential stock investment, I believe SUNDARMHLD has a lot to offer. … is a company that has been able to sustain great financial health, trading at an attractive share price

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Some Sundaram Finance Holdings (NSE:SUNDARMHLD) Shareholders Have Copped A Big 59% Share Price Drop

Unfortunately the share price momentum is still quite negative, with prices down 15% in thirty days. … In his essay The Superinvestors of Graham-and-Doddsville Warren Buffett described how share prices do not always rationally reflect the value of a business. … One flawed but reasonable way to assess how sentiment around a company has changed is to compare the earnings per share (EPS) with the share price.

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Should Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) Be Part Of Your Income Portfolio?

Recently, Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) has started paying dividends to shareholders. … Let's dig deeper into whether Sundaram Finance Holdings should have a place in your portfolio. … See our latest analysis for Sundaram Finance Holdings

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Should Sundaram Finance Holdings Limited’s (NSE:SUNDARMHLD) Weak Investment Returns Worry You?

Specifically, we're going to calculate its Return On Capital Employed (ROCE), in the hopes of getting some insight into the business. … Return On Capital Employed (ROCE): What is it? … Analysts use this formula to calculate return on capital employed:

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What You Must Know About Sundaram Finance Holdings Limited's (NSE:SUNDARMHLD) Financial Strength

Sundaram Finance Holdings Limited (NSE:SUNDARMHLD), which has zero-debt on its balance sheet, can maximize capital returns by increasing debt due to its lower cost of capital. … However, the trade-off is SUNDARMHLD will have to follow strict debt obligations which will reduce its financial flexibility. … Is financial flexibility worth the lower cost of capital

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Do Insiders Own Lots Of Shares In Sundaram Finance Holdings Limited (NSE:SUNDARMHLD)?

Every investor in Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) should be aware of the most powerful shareholder groups. … Sundaram Finance Holdings is a smaller company with a market capitalization of ₹15b, so it may still be flying under the radar of many institutional investors. … View our latest analysis for Sundaram Finance Holdings

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How Does Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) Fare As A Dividend Stock?

Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) has started paying a dividend to shareholders. … Let's dig deeper into whether Sundaram Finance Holdings should have a place in your portfolio. … View our latest analysis for Sundaram Finance Holdings

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Can Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) Continue To Outperform Its Industry?

Sundaram Finance Holdings Limited (NSE:SUNDARMHLD) delivered an ROE of 14.9% over the past 12 months, which is relatively in-line with its industry average of 13.8% during the same period. … Sustainability can be gauged by a company’s financial leverage – the more debt it has, the higher ROE is pumped up in the short term, at the expense of long term interest payment burden. … Check out our latest analysis for Sundaram Finance Holdings

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SUNDARMHLD Company Info

Description

Sundaram Finance Holdings Limited engages in investing primarily in financial services enablers, fin-tech investments, and small start-ups in India, Australia, the United Kingdom, and internationally. The company primarily has investments in automotive business. It also offers business process outsourcing, support, and training services. In addition, the company engages in shared services business comprising transaction processing, accounts payable processing, tele-calling, training, learning, and development. The company was formerly known as Sundaram Finance Investments Limited and changed its name to Sundaram Finance Holdings Limited in March 2017. Sundaram Finance Holdings Limited was incorporated in 1993 and is headquartered in Chennai, India.

Details
Name: Sundaram Finance Holdings Limited
SUNDARMHLD
Exchange: NSEI
Founded: 1993
₹13,214,032,557
151,103,860
Website: http://www.sundaramholdings.in
Address: Sundaram Finance Holdings Limited
No. 21, Patullos Road,
Chennai,
Tamil Nadu, 600002,
India
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NSEI SUNDARMHLD Equity Shares National Stock Exchange of India IN INR 26. Mar 2018
Number of employees
Current staff
Staff numbers
0
Sundaram Finance Holdings employees.
Industry
Auto Parts and Equipment
Automobiles
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/06/26 12:58
End of day share price update: 2019/06/26 00:00
Last earnings filing: 2019/06/19
Last earnings reported: 2019/03/31
Last annual earnings reported: 2019/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.