Sapiens International Balance Sheet Health
Financial Health criteria checks 6/6
Sapiens International has a total shareholder equity of $471.3M and total debt of $39.6M, which brings its debt-to-equity ratio to 8.4%. Its total assets and total liabilities are $683.3M and $212.0M respectively. Sapiens International's EBIT is $84.6M making its interest coverage ratio -10.1. It has cash and short-term investments of $186.0M.
Key information
8.4%
Debt to equity ratio
US$39.57m
Debt
| Interest coverage ratio | -10.1x |
| Cash | US$185.95m |
| Equity | US$471.31m |
| Total liabilities | US$211.99m |
| Total assets | US$683.30m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: SPNS's short term assets ($321.4M) exceed its short term liabilities ($147.3M).
Long Term Liabilities: SPNS's short term assets ($321.4M) exceed its long term liabilities ($64.7M).
Debt to Equity History and Analysis
Debt Level: SPNS has more cash than its total debt.
Reducing Debt: SPNS's debt to equity ratio has reduced from 31.7% to 8.4% over the past 5 years.
Debt Coverage: SPNS's debt is well covered by operating cash flow (199%).
Interest Coverage: SPNS earns more interest than it pays, so coverage of interest payments is not a concern.