SPNS Stock Overview
Provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for SPNS from our risk checks.
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Sapiens International Corporation N.V. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$101.30 |
| 52 Week High | US$149.80 |
| 52 Week Low | US$88.75 |
| Beta | 1.16 |
| 1 Month Change | 7.79% |
| 3 Month Change | -0.88% |
| 1 Year Change | -7.06% |
| 3 Year Change | 17.64% |
| 5 Year Change | 27.61% |
| Change since IPO | 533.13% |
Recent News & Updates
Recent updates
Shareholder Returns
| SPNS | IL Software | IL Market | |
|---|---|---|---|
| 7D | 7.6% | -14.7% | 0.4% |
| 1Y | -7.1% | -39.9% | 30.7% |
Return vs Industry: SPNS exceeded the IL Software industry which returned -39.9% over the past year.
Return vs Market: SPNS underperformed the IL Market which returned 30.7% over the past year.
Price Volatility
| SPNS volatility | |
|---|---|
| SPNS Average Weekly Movement | 3.5% |
| Software Industry Average Movement | 6.3% |
| Market Average Movement | 4.3% |
| 10% most volatile stocks in IL Market | 8.8% |
| 10% least volatile stocks in IL Market | 3.0% |
Stable Share Price: SPNS has not had significant price volatility in the past 3 months compared to the IL market.
Volatility Over Time: SPNS's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1982 | 5,000 | Ron Al-Dor | www.sapiens.com |
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement.
Sapiens International Corporation N.V. Fundamentals Summary
| SPNS fundamental statistics | |
|---|---|
| Market cap | ₪5.58b |
| Earnings (TTM) | ₪257.91m |
| Revenue (TTM) | ₪1.94b |
21.6x
P/E Ratio2.9x
P/S RatioIs SPNS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SPNS income statement (TTM) | |
|---|---|
| Revenue | US$542.38m |
| Cost of Revenue | US$304.27m |
| Gross Profit | US$238.11m |
| Other Expenses | US$165.93m |
| Earnings | US$72.18m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.29 |
| Gross Margin | 43.90% |
| Net Profit Margin | 13.31% |
| Debt/Equity Ratio | 8.3% |
How did SPNS perform over the long term?
See historical performance and comparisonDividends
2.1%
Current Dividend Yield45%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/23 03:25 |
| End of Day Share Price | 2025/02/20 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Sapiens International Corporation N.V. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Danny Kaplan | Barclays |
| Tavy Rosner | Barclays |
| Ashwin Shirvaikar | Citigroup Inc |