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UNCR Stock Overview

Unet Credit Finance Services Ltd offers various insurance products and services to families and businesses in Israel. More details

UNCR fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	3/6
Dividends	0/6

Risk Analysis

Earnings have declined by 60.1% per year over past 5 years

Does not have a meaningful market cap (₪20M)

Shares are highly illiquid

Has less than 1 year of cash runway

My Notes

Capture your thoughts, links and company narrative

Unet Credit Finance Services Ltd Competitors

Gibui Holdings

TASE:GIBUI

₪8.4m

Payment Financial Technologies

TASE:PMNT

₪156.8m

Blender Financial Technologies

TASE:BLND

₪36.5m

B. Gaon Holdings

TASE:GAON-M

₪66.0m

Price History & Performance

Summary of share price highs, lows and changes for Unet Credit Finance Services
Historical stock prices
Current Share Price	₪3.00
52 Week High	₪24.75
52 Week Low	₪3.00
Beta	0.23
1 Month Change	0%
3 Month Change	0%
1 Year Change	-87.47%
3 Year Change	-92.75%
5 Year Change	n/a
Change since IPO	-100.00%

Recent updates

Shareholder Returns

	UNCR	IL Diversified Financial	IL Market
7D	0%	1.1%	1.2%
1Y	-87.5%	61.8%	31.8%

Return vs Industry: UNCR underperformed the IL Diversified Financial industry which returned -17.9% over the past year.

Return vs Market: UNCR underperformed the IL Market which returned -8.8% over the past year.

Price Volatility

Is UNCR's price volatile compared to industry and market?
UNCR volatility
UNCR Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	4.0%
Market Average Movement	4.4%
10% most volatile stocks in IL Market	9.4%
10% least volatile stocks in IL Market	3.1%

Stable Share Price: UNCR's share price has been volatile over the past 3 months.

Volatility Over Time: Insufficient data to determine UNCR's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	19	n/a	www.unet.co.il

Unet Credit Finance Services Ltd offers various insurance products and services to families and businesses in Israel. It provides life insurance, loss of work ability insurance, health insurance, long-term care insurance, overseas travel insurance, etc.; motor, home, business and liability, officeholders', and professional liability insurance; and property and property risk insurance. The company also offers non-bank financing; and manages investment portfolios and mutual funds for private customers and companies.

Unet Credit Finance Services Ltd Fundamentals Summary

How do Unet Credit Finance Services's earnings and revenue compare to its market cap?
UNCR fundamental statistics
Market cap	₪19.71m
Earnings (TTM)	-₪6.53m
Revenue (TTM)	₪29.20m

0.7x

P/S Ratio

-3.0x

P/E Ratio

Is UNCR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNCR income statement (TTM)
Revenue	₪29.20m
Cost of Revenue	₪2.47m
Gross Profit	₪26.73m
Other Expenses	₪33.27m
Earnings	-₪6.53m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)	-0.99
Gross Margin	91.55%
Net Profit Margin	-22.38%
Debt/Equity Ratio	156.0%

How did UNCR perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2022/09/20 11:19
End of Day Share Price	2022/06/23 00:00
Earnings	2021/12/31
Annual Earnings	2021/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Unet Credit Finance Services Ltd is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Unet Credit Finance Services TASE:UNCR Stock Report