Bank Panin Dubai Syariah Valuation

Q: What is the Fair Price of PNBS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

PNBS (IDR51) is trading above our estimate of [[fair value]] (IDR5.16)

Is PNBS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PNBS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: PNBS (IDR51) is trading above our estimate of fair value (IDR5.16)

Significantly Below Fair Value: PNBS is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PNBS?

Key metric: As PNBS is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for PNBS. This is calculated by dividing PNBS's market cap by their current earnings.
What is PNBS's PE Ratio?
PE Ratio	16.2x
Earnings	Rp122.51b
Market Cap	Rp1.98t

PNBS key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does PNBS's PE Ratio compare to its peers?

The above table shows the PE ratio for PNBS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	25.4x
BCIC Bank JTrust Indonesia	42.6x	n/a	Rp3.3t
BACA Bank Capital Indonesia	19.6x	n/a	Rp2.6t
AMAR Bank Amar Indonesia	21x	n/a	Rp3.5t
NOBU Bank Nationalnobu	18.3x	n/a	Rp4.8t
PNBS Bank Panin Dubai Syariah	16.2x	n/a	Rp2.0t

Price-To-Earnings vs Peers: PNBS is good value based on its Price-To-Earnings Ratio (16.2x) compared to the peer average (25.4x).

Price to Earnings Ratio vs Industry

How does PNBS's PE Ratio compare vs other companies in the ID Banks Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap

No more companies available in this PE range

0 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: PNBS is good value based on its Price-To-Earnings Ratio (16.2x) compared to the ID Banks industry average (19.8x).

Price to Earnings Ratio vs Fair Ratio

What is PNBS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PNBS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	16.2x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate PNBS's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

Bank Pembangunan Daerah Jawa Barat dan Banten

Rp9.9t

Provides banking products and services to individual and corporate customers in Indonesia.

BJBR

Rp940.00

-1.6%

-16.1%

Bank Pembangunan Daerah Jawa Timur

Rp8.1t

Provides various banking products and services in Indonesia.

BJTM

Rp540.00

-0.9%

-12.9%

Bank CIMB Niaga

Rp43.7t

Provides various banking products and services in Indonesia and internationally.

BNGA

Rp1,740.00

-2.2%

1.5%