PT Bank Panin Dubai Syariah Tbk

IDX:PNBS Stock Report

Market Cap: Rp2.0t

Bank Panin Dubai Syariah Past Earnings Performance

Past criteria checks 2/6

Bank Panin Dubai Syariah has been growing earnings at an average annual rate of 21.7%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 19.6% per year. Bank Panin Dubai Syariah's return on equity is 4.2%, and it has net margins of 22.8%.

Key information

21.7%

Earnings growth rate

20.5%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate19.6%
Return on equity4.2%
Net Margin22.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Panin Dubai Syariah makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

IDX:PNBS Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24537,117122,512265,7860
30 Jun 24560,481190,288253,8250
31 Mar 24546,890220,001237,4760
31 Dec 23573,222244,690235,5690
30 Sep 23551,842296,993228,7120
30 Jun 23547,443276,890221,9260
31 Mar 23567,013274,999218,5650
31 Dec 22509,060250,532199,4100
30 Sep 22-401,247-651,569156,4030
30 Jun 22-464,097-708,430171,4440
31 Mar 22-564,518-784,471172,1370
31 Dec 21-610,744-818,112176,0850
30 Sep 21254,9682,348216,3010
30 Jun 21233,867855195,1400
31 Mar 21223,412-3,111193,6270
31 Dec 20220,855128188,7750
30 Sep 20218,7645,210182,5560
30 Jun 20225,3259,702186,7810
31 Mar 20230,57313,418183,2520
31 Dec 19227,15813,237179,2390
30 Sep 19270,12417,293210,1090
30 Jun 19221,30617,854206,6230
31 Mar 19264,16321,941204,4490
31 Dec 18283,59120,788209,0220
30 Sep 18-714,462-972,156211,8830
30 Jun 18-650,460-975,817221,4830
31 Mar 18-673,690-977,607230,5680
31 Dec 17-666,062-968,851230,9420
30 Sep 17291,62917,257194,6810
30 Jun 17286,62126,373183,4660
31 Mar 17281,56229,632173,8510
31 Dec 16260,17919,541167,7620
30 Sep 16267,55229,095159,1910
30 Jun 16269,06132,487152,7400
31 Mar 16266,04537,771145,1990
31 Dec 15271,59953,578134,6700
30 Sep 15276,27767,098126,2380
30 Jun 15266,04974,764112,2440
31 Mar 15254,72478,772103,7930
31 Dec 14225,57070,93794,3560
30 Sep 14160,89535,27685,0330
30 Jun 14142,61229,84179,8120
31 Mar 14120,82020,70570,9090
31 Dec 13112,56521,33260,9140

Quality Earnings: PNBS has high quality earnings.

Growing Profit Margin: PNBS's current net profit margins (22.8%) are lower than last year (53.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PNBS has become profitable over the past 5 years, growing earnings by 21.7% per year.

Accelerating Growth: PNBS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PNBS had negative earnings growth (-58.7%) over the past year, making it difficult to compare to the Banks industry average (5.7%).


Return on Equity

High ROE: PNBS's Return on Equity (4.2%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 07:52
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Panin Dubai Syariah Tbk is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Achmad SudjatmikoPT PEFINDO